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Method and system for transferring amount of money from credit account memory

A storage and currency technology, applied in the complete banking system, complete banking system, prepayment scheme, etc., can solve problems such as unfavorable operation transparency and reliability, time delay, etc., to eliminate unexpected liabilities and eliminate expense control Effect

Inactive Publication Date: 2006-04-19
ノキアソリューションズアンドネットワークスゲゼルシャフトミットベシュレンクテルハフツングウントコンパニーコマンディトゲゼルシャフト
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In addition, there is a time delay in the middle of this method, which is not conducive to the transparency and reliability of the entire operation

Method used

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  • Method and system for transferring amount of money from credit account memory
  • Method and system for transferring amount of money from credit account memory
  • Method and system for transferring amount of money from credit account memory

Examples

Experimental program
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Effect test

Embodiment Construction

[0044] These pictures can basically be understood according to the commentary, so no detailed picture description is given below.

[0045] pointed out that in figure 1 With this as a starting point, the prepaid shopping application runs on the same server that manages the prepaid accounts of the money receiver and the money sender. However in figure 2 This situation is described in , where the prepaid accounts of the money sender and the money receiver are managed on another such server, on which the prepaid shopping application runs.

[0046] The main feature of the proposed method is the special transaction calling number for the money recipient to be able to command any operator's arbitrary telecommunication terminal (conventional telephone in mobile wireless network or fixed network or telephone with prepaid card). This call number is specially assigned for money transmission and cannot be used for normal calls. The allocation of call numbers to money recipients takes ...

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PUM

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Abstract

The invention relates to a method for electronically transferring an amount of money from a credit account memory of a money transmitter to an account or into a credit account memory of a money receiver, in real time, via a telecommunications and data network.

Description

technical field [0001] The invention relates to a method and a system for transferring electronic money amounts from a deposit store to an account or to another deposit store via telecommunications and data networks. Background technique [0002] The Internet - in addition to its use as a medium of communication and a source of information for hundreds of millions of people at the time - made more sense as a source of procurement. In particular, transactions for software, books, and travel are now a notable part of the Internet, but a wide variety of goods and services can also be ordered and paid for over the Internet. Payments via the first established and now widespread methods on the Internet require at least separate entry of important data sets with each business partner, even without separate financial transactions. This method of payment thus enables business partners to observe sensitive personal data and even to store this data permanently. [0003] The Internet ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G06Q20/00G07F7/10
CPCG06Q20/32G06Q20/10G06Q20/28G06Q20/04G06Q20/12G06Q20/223G06Q20/3223G06Q20/382
Inventor H·-H·沃尔夫
Owner ノキアソリューションズアンドネットワークスゲゼルシャフトミットベシュレンクテルハフツングウントコンパニーコマンディトゲゼルシャフト