Cardless sales method and its system

Abstract

A cardless sales method and system for purchasing a commodity by transmitting card issuing information stored in a mobile communication terminal to a sales processing device and capable of promptly authenticating card information by the sales processing device alone and safely handling the card information. Card authentication information (35) issued from a card issuer (1) and card issuing information (34) including card information (33) are stored in a mobile communication terminal (7). Upon sales processing using the card issuing information (34), the card issuing information is transmitted from the mobile communication terminal (7) to a sales processing device (18) and the sales processing device (18) judges validity of the card information according to the card authentication information (35) contained in the card issuing information (34) received from the mobile communication terminal. When the card information (33) is judged to be valid, a predetermined sales processing is executed by the sales processing device (18).

Description

technical field [0001] The present invention relates to a cardless sales method and a system thereof that enable purchase of goods or enjoy services using a portable terminal by storing card issuance information issued by a card issuing institution in the portable terminal. Background technique [0002] In the past, as a card sales system, the card information issued by the card issuing institution is stored in the portable communication terminal, and the card information is transmitted to the sales processing device so that the purchase of goods or the enjoyment of services can be performed. This system is issued by International It is known as "OPTICAL PAYMENT TRANSCEIVER AND SYSTEM USING THESAME" of No. 01 / 69346 (hereinafter referred to as Patent Document 1). [0003] The system described in this patent document 1 receives card information from the card information issuing terminal on the storage mechanism of the mobile terminal and stores it. device and purchase product...

AI Technical Summary

Problems solved by technology

[0004] However, when it is considered that the system described in the above-mentioned Patent Document 1 is applied to the sales process on the automatic vending machine, for example, if it is necessary to re-add the authentication card information device on-line to the automatic vending machines installed in various places, refitting will inevitably occur. Costs, costs of remanufacturing devices, maintenance and management costs after system operation, etc.

[0005] In addition, when the sales information including card information is accumulated and operated on the offline sales device alone, the card information included in the accumulated sales information exists as an operation that is authenticated after being collected by the settlement institution, and is not Danger of selling with legitimate card information

[0006] Furthermore, in this system, since the input operation of data must be carried out in order to transmit the card issuance information to the sales processing device for sales processing and perform authentication, there is a possibility that the card information stored on the sales device will be leaked to a third party. the danger of

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