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Method for carrying out voice payment via wireless terminal

A wireless terminal and voice payment technology, applied in telephone communication, automatic switching office, electrical components, etc., can solve problems such as low security and complicated procedures, and achieve the effect of reducing danger, reducing waste, and reducing the risk of property loss

Active Publication Date: 2010-09-22
BEIJING CNLIVE CULTURE MEDIA CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The problem to be solved by the present invention is to provide a method for voice payment through a wireless terminal, so as to overcome the defects of complex procedures and low security when users purchase commodities in the prior art

Method used

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  • Method for carrying out voice payment via wireless terminal
  • Method for carrying out voice payment via wireless terminal
  • Method for carrying out voice payment via wireless terminal

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Embodiment Construction

[0044] Below we will describe in detail the best implementation of the present invention with reference to the accompanying drawings. First of all, it should be pointed out that the meanings of the terms, words and claims used in the present invention should not be limited to their literal and ordinary meanings, but also include meanings and concepts that are consistent with the technology of the present invention. This is because It is up to us, as inventors, to define terms appropriately in order to best describe our inventions. Therefore, the configurations given in this specification and the accompanying drawings are only preferred implementations of the present invention, rather than enumerating all technical characteristics of the present invention. We need to recognize that there are various equivalents or modifications that could replace ours.

[0045] Overall structure of the present invention is as figure 1 As shown, it includes: a wireless terminal 100 , an IVR (I...

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PUM

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Abstract

The invention discloses a sound payment method through a wireless terminal, comprising the steps as follow: the payment card is bond through an IVR counter, a mode of network and other modes; a voice payment claim information is sent to the IVR through the wireless terminal; the payment claim information is identified through the IVR, if the answer is PASS, a payment claim information is sent to a payment card data storage device through the IVR; and the payment card data storage device pays according to the payment claim information. The invention is characterized in that the user can pay with voice at any time and any place through the wireless terminal, without carrying a large amount of cashes or credits and so on, thereby being convenient for user, but also decreasing the property loss risk for user. Moreover, as only voice information is transformed in the network, the invention leaves nothing about the user's information, thereby decreasing the dangers of leaking private user'sinformation.

Description

technical field [0001] The invention relates to the field of voice payment, in particular to a method for voice payment through a wireless terminal. Background technique [0002] In the past, when people bought goods, they had to go to shopping malls or outlets to buy, and pay for the goods on the spot. For example, when people go shopping in a supermarket, they will take the items they need to the cash register, and pay with cash or credit card after the price is marked. Although this purchase method is straightforward and simple, it will take up a lot of time for the user, and because the user needs to carry it with him Cash or credit cards, increasing the possibility of loss. [0003] Along with the development of science and technology, especially the extensive application of network communication in people's life, the technology that utilizes Internet to carry out online shopping and payment and utilizes short message to carry out mobile network shopping payment has oc...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04M3/493
Inventor 陈吉辉
Owner BEIJING CNLIVE CULTURE MEDIA CO LTD