Method for verifying advance recording information over network

A technology for reserving information and verifying information, applied in the field of network security, can solve the problem of inability to judge the authenticity of the website, and achieve the effect of reducing the possibility of loss of customer funds, friendly interface and low development cost

Inactive Publication Date: 2006-08-30
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, when customers log in to online banking and handle online pay

Method used

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  • Method for verifying advance recording information over network
  • Method for verifying advance recording information over network
  • Method for verifying advance recording information over network

Examples

Experimental program
Comparison scheme
Effect test

example 1

[0032] Usually, the characters of the reserved information should be within 60 characters, and if it is Chinese characters, it should be less than 30 characters. Customers can use pet names, license plate numbers, favorite song names, poems and other easy-to-remember content as reserved verification information. Example 1, "My kitten is named Mimi"; Example 2, "ICBC Electronic Banking is the best electronic bank in China"; Example 3, "Small water flows XYZ".

[0033] 2. Self-reserved information when registered customers of personal online banking log in

[0034] After the customer who has not reserved verification information logs in to the online banking, before the registered account list page is displayed, the online banking website has a prompt text to force the customer to reserve information. The page settings are as follows: figure 2 shown.

[0035] 3. New customers self-register personal online banking and reserve information at the same time

[0036] The bank has ...

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PUM

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Abstract

The invention discloses a method for verifying website by on-network preset information, comprising: before a user accepts server-provided service through client end, providing the user-preset verification information to server end for the client end to make the client end able to verify the server end. And the method can help improve safety in website transaction, and compactly realizes precautions against counterfeited bank websites and counterfeited bank payment.

Description

technical field [0001] The present invention relates to network security, and in particular, the present invention relates to a method for verifying reserved information on the Internet, so as to improve the security of services such as online payment. Background technique [0002] With the continuous enrichment of online banking functions, more and more customers use online banking. While the business is developing rapidly, some criminals are also targeting some customers, waiting for opportunities to use fake websites, fake payment pages, etc. to defraud customer information in order to achieve the purpose of stealing customer funds. [0003] At present, when customers log in to online banking and handle online payment services, they still cannot judge the authenticity of the website in a simple way. Therefore, in order to further improve the security of online transactions and online shopping, so that more customers can enjoy online banking services and website shopping ...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
Inventor 陈昭旭陈琪文卫华李莎伍宏卫房效庆
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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