Computer-implemented risk evaluation systems and methods

a risk evaluation and computer-implemented technology, applied in the field of computer-implemented risk evaluation systems and methods, can solve problems such as complicated decision making processes
US8280805B1Active Publication Date: 2012-10-02SAS INSTITUTE
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Patent Information

Authority / Receiving Office
US · United States
Patent Type
Patents(United States)
Current Assignee / Owner
SAS INSTITUTE
Publication Date
2012-10-02

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Abstract

Computer-implemented systems and methods are disclosed herein that relate to processes, which construct an empirically derived and statistically based risk evaluation and policy formulation system. For example, a process can be configured so as to accept as input an information base in computer readable form and produce either a single or multistage system composed of alternative decision making strategies.
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Description

CROSS-REFERENCE TO RELATED APPLICATIONS

[0001] This application claims priority to and is a continuation-in-part of U.S. Provisional Application Ser. No. 60 / 757,648, (entitled “Computer-Implemented Risk Evaluation Systems And Methods” and filed on Jan. 10, 2006) and U.S. application Ser. No. 11 / 651,914, (entitled “Computer-Implemented Risk Evaluation Systems And Methods” and filed on Jan. 10, 2007) now U.S. Pat. No. 7,610,257, and claims priority to U.S. Provisional Application Ser. No. 60 / 991,050 (entitled “Computer-Implemented Risk Evaluation Systems And Methods” and filed on Nov. 29, 2007), of which the entire disclosures (including any and all figures) of these documents are incorporated herein by reference.BACKGROUND AND SUMMARY

[0002] The approval and pricing process for loans and insurance has evolved into a complicated decision making process. The scope of loans covered could include, but is not be limited to, credit card, overdraft checking protection, term loans, revolving cre...

Claims

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