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Transaction processing system

A transaction processing and automatic transaction device technology, applied in data processing applications, complete banking systems, complete banking systems, etc., can solve problems such as inconvenience, and achieve the effect of ensuring safety, low cost, and improving serviceability

Inactive Publication Date: 2010-01-06
OKI ELECTRIC IND CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] Therefore, for example, customers who hold accounts in financial institutions A and B respectively, in the automatic transaction device of financial institution A, when withdrawals cannot be made because the account balance of the financial institution A is insufficient, the automatic transaction device cannot be used to execute the transaction from the financial institution. Institution B's account withdrawal processing, so inconvenient

Method used

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  • Transaction processing system
  • Transaction processing system

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Experimental program
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Embodiment 1

[0045] figure 1 It is a block diagram showing the configuration of Embodiment 1 of the transaction processing system according to the present invention.

[0046] The transaction processing system 10 involved in this embodiment is as figure 1 As shown, it consists of the following parts: an automatic transaction device 11 installed in the store of the financial institution "A" as the second financial institution; connected to the automatic transaction device 11 through a dedicated line 12, and installed in the financial institution "A" The second host computer 13 of the center; It is configured in the center of the financial institution "B" as the first financial institution that has signed a cooperative business agreement with the financial institution "A", and can communicate with the second computer of the financial institution "A" through the communication line 14. The first host computer 15 with which the host computer 13 communicates; the second IC card 16 issued by the ...

Embodiment 2

[0163] Figure 8 It is a block diagram showing the configuration of Embodiment 2 of the transaction processing system according to the present invention.

[0164] The transaction processing system 70 involved in this embodiment is as Figure 8 As shown, it consists of the following parts: an automatic transaction device 11 installed in the store of the financial institution "A"; a second host computer located in the center of the financial institution "A" connected to the automatic transaction device 11 through a dedicated line 12 71; a first host computer 72 configured at the center of the financial institution "B", capable of communicating with the second host computer 71 of the financial institution "A" through the communication line 14; and the customer's first host computer issued by the financial institution "B" IC card73.

[0165] By adopting this transaction processing system 70, the customer can insert the first IC card 73 issued by the financial institution "B" int...

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Abstract

The invention provides a transaction processing system. In the said transaction processing system, a 2nd host computer registers the organization identification information of a 1st financial institution corresponding to a 1st account and a 2nd account. When the organization identification information and the 1st account number read from a 1st transaction processing card is identical with registered information of a 2nd account number read from a 2nd transaction processing card, an enabling signal which shows permission of the transaction processing based on this 1st account number is generated and sent to an automatic transaction device. The said automatic transaction device obtains a 2nd biological information and sends the information to the 2nd transaction processing card and the 2nd transaction processing card performs check treatment of the 2nd biological information received from the automatic transaction device and the 2nd biological information stored in advance. When the check result shows the same, the automatic transaction device performs transaction processing between the automatic transaction device and a 1st host computer.

Description

technical field [0001] The present invention relates to a transaction processing system capable of reliably performing transaction processing using biometric authentication on other accounts by using an automatic transaction device of a financial institution corresponding to any one of a plurality of accounts held by a customer. Background technique [0002] The transaction processing system consists of, for example, an automatic transaction device installed in a store of financial institution A, a host computer of financial institution A connected to the automatic transaction device, and a host computer of financial institution B that has signed a cooperative business agreement with financial institution A. constitute. With this transaction processing system, the customer can insert the cash card of the financial institution A into the automatic transaction device to perform various transaction processing on the customer's account in the financial institution A, and can als...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G07F7/00G06F21/31G06F21/32G06F21/34G06Q20/18G06Q20/40G06Q40/00G06Q40/02G06Q50/00G07D9/00
Inventor 井户田诚一
Owner OKI ELECTRIC IND CO LTD