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Method, system and platform for securing safety of payment based on internet

A payment platform and payment security technology, applied in the payment system, payment system structure, transmission system, etc., can solve the problems of unsatisfactory effect, inability to prevent Trojan programs, weak awareness of security prevention, etc. The effect of preventing fraudulent consumption

Active Publication Date: 2013-03-20
CHINA TELECOM CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The disadvantage of this method is that most users currently have weak awareness of security precautions, and it is not ideal to rely solely on users to take security measures
In addition, all Trojan horse killing tools can only identify common known Trojan horse programs, but cannot prevent unknown Trojan horse programs, so they cannot fundamentally suppress the phenomenon of using Trojan horse programs for fraudulent consumption in broadband applications

Method used

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  • Method, system and platform for securing safety of payment based on internet
  • Method, system and platform for securing safety of payment based on internet
  • Method, system and platform for securing safety of payment based on internet

Examples

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Embodiment Construction

[0023] Figure 2A and Figure 2B The block diagrams of the client side and the broadband application platform side of the payment system according to the present invention are schematically shown respectively.

[0024] Such as Figure 2A As shown in , the client 201 includes a browser 211, such as Microsoft's IE browser, for communicating with the broadband application platform and downloading a security plug-in 212 from the platform. During the payment process, the security plug-in 212 detects and processes the Trojan horse program on the client 201 side through the interaction with the security plug-in background (to be described later) on the platform side. The security plug-in 212 includes the following components: a host information acquisition module 241 and a Trojan horse program identification processing module 242 . The functions of each component module and its submodules (not shown in the figure) of the security plug-in 212 will be described in more detail below....

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Abstract

This invention relates to one payoff method based on internet, which comprises the following steps: customer visit payoff platform downloading safe plug; safe plug gets customer host information and connects contract require to platform; the back of plug tests its validity and records its machine information; safe plug judges whether the customer machine uses agent or remote control; if yes, then denying the payoff requires. This invention also provides one payoff system and platform.

Description

technical field [0001] The present invention relates to methods, systems and platforms for use in Internet-based payments. More specifically, it relates to methods, systems and platforms for securing payments when making payments over the Internet. Background technique [0002] In recent years, with the continuous development of Internet broadband applications, broadband charging platforms provided by banks, telecommunications and other departments have provided users with great convenience. However, due to account theft and the use of Trojan horse (Trojan horse) programs for misappropriation and consumption, it has seriously threatened the security of Internet payment and brought great hidden dangers to the healthy development of subsequent broadband services. For account theft, you can use the method of binding the account with the physical line to deal with it. And for the situation of "Trojan horse program" misappropriation and consumption, there is no fundamental way ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40H04L29/06G06F21/57G06Q20/16
Inventor 杨可可王爱宝齐秋生王刚刘伟卢燕青徐雄吴恒章
Owner CHINA TELECOM CORP LTD
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