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Credit buyer non-forced performance security post-paying transaction system and method

A transaction method and technology of a transaction system, which is applied in the field of payment transaction system after non-compulsory performance of credit buyers, can solve problems such as inability to guarantee interests, and achieve the effects of protecting interests, strengthening guidance, and enhancing sensitivity

Inactive Publication Date: 2008-08-20
戚永德
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

So for those customers who do not agree with the value of this picture, the traditional transaction method cannot guarantee their interests

Method used

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  • Credit buyer non-forced performance security post-paying transaction system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0056] Example 1. Credited buyer non-mandatory post-performance payment transaction initiated by the seller

[0057]Li X wrote an article "Introduction to Composing", and Li X planned to sell the article online. At this time, Li X went to the "Credit Buyer's Non-Compulsory Post-Performance Payment Transaction System" to submit the introduction of the article and specified the price as 100 yuan, and released a sale information. At this time, the total delivery amount of the product "Introduction to Composition" was 0 yuan , the total amount received is 0 yuan, and there is no collection rate data. Wang × (the total purchase amount of postpayment is 100 yuan, the total amount of postpayment is 80 yuan, and the payment rate is 80%). "Trading System" made a request to purchase "Introduction to Composition". The "Credit Buyer Non-Compulsory Payment Transaction System" informed Li X of Wang X's purchase request and Wang X's credit data. After reading the credit data of Wang X, Li...

Embodiment 2

[0062] Example 2. The buyer-initiated credit payment transaction after non-mandatory performance of the buyer

[0063] Hana wants to learn guitar, but she doesn't know where to learn it well. At this time, Hua X went to the "credit buyer's non-compulsory post-performance payment transaction system" to indicate that he wanted to know where there was a guitar teacher nearby, and designated anyone who could provide good information to reward 10 yuan. It's just posting a request for purchase. Assume that the credit data of Hua X at this time is as follows: the total purchase amount after payment is 500 yuan, the total amount of post-payment actual payment is 200 yuan, and the payment rate is 40%. A's information goes to the "payment transaction system after credit buyer's non-mandatory performance". The "Credit Buyer Non-Compulsory Post-payment Transaction System" provides this information to Hua X, and adds 10 to the total purchase amount of Hua X's post-payment to become 510 y...

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Abstract

The present invention provides a credit buyer non-preemptive performing postpaid trading system and method, including following steps: selecting a third party by trading initiator when the trade is initiated, the trading response party once answering, in other words, implied identification; appointting goods and price by the trade initiator, answering by the trade response party; filtering the buyer before goods delivery by seller according to the trade information data provided by the third party; the third party recording goods switch message according to the achieving trade order; buyer acquiring or postpaid or refusing payment; the third party recording trade payment relative information and collected trade data and statistical results in the database, for consult at any time, completing one trade. Contrast to the present technology, the invention places an emphasis on individual credibility formed by multiple trade for a long time, beneficial to protect consumer benefits, integrated user evaluation to the trade result, strengthening the guidance of the user needs to market, enhancing the sensibility of the market to the user needs.

Description

Technical field: [0001] The present invention relates to a transaction system and method, in particular to a payment transaction system and method for credit buyers after non-compulsory performance. Background technique: [0002] In the traditional trading method, a transaction is often regarded as an agreement between the buyer and the seller, so after the seller delivers the goods, the buyer must pay for the goods. Therefore, the traditional trading method can be regarded as a commodity trading scheme with mandatory performance. In this transaction method of mandatory performance, when the buyer has any objection to the quality of the goods, he can only decide whether he can refuse to pay the goods or whether he can recover the paid money according to the judgment of the management agency and the arbitration agency on the quality of the goods. payment. [0003] However, for information commodities, the transaction method of mandatory performance has serious flaws. On th...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
Inventor 戚永德
Owner 戚永德
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