WIFI mobile phone payment terminal, method and system

A mobile payment and terminal technology, which is applied in the field of payment and wireless electronic payment equipment, can solve the problems of redundancy, low efficiency, and error-prone, and achieve the effects of reducing error probability, protecting personal privacy, and reducing input information

Inactive Publication Date: 2008-11-19
BEIJING AIO TIME INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, a variety of mobile payment modes have been developed, but they have not been popularized and applied due to design defects. The main problems are: 1. Failure to fully protect personal privacy. For example, some payment modes require both parties to exchange mobile phone numbers, while Phone numbers generally belong t

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  • WIFI mobile phone payment terminal, method and system
  • WIFI mobile phone payment terminal, method and system
  • WIFI mobile phone payment terminal, method and system

Examples

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Embodiment Construction

[0029] In order to enable those skilled in the art to better understand the technical solution of the present invention, and to make the above-mentioned purpose, features and advantages of the present invention more obvious and understandable, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0030] Such as figure 1 As shown, the embodiment of a kind of WIFI mobile payment method provided by the present invention comprises the following steps:

[0031] S101 The payer's mobile terminal establishes a WIFI connection with the payee's mobile terminal;

[0032] The payer and the payee establish a connection between their mobile terminals through WIFI signals.

[0033] S102 The payee's mobile terminal sends a payment request to the payer's mobile terminal;

[0034] The payee uses the mobile phone to send payment request information to the payer's mobile phone through the WIFI signal. The payment request...

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Abstract

The invention discloses a WIFI handset payment terminal, a payment method and a system, designed to solve the problems that the existing handset payment mode is complicated in operation and can easily make a mistake. The system comprises a payer handset terminal, a payee handset terminal and a banking mobile payment server; the payee handset terminal is used to send payment request to the payer handset terminal through WIFI signals; the payer handset terminal is used to receive the payment request and send payment instruction to the banking mobile payment server according to the payment request; the banking mobile payment server receives the payment request and deals with the related account information, and then sends the operating results to the payee handset terminal and the payer handset terminal. The invention is applied to the settlement between consumers and merchants and is also suitable for payment transfer between two individuals.

Description

technical field [0001] The invention relates to a wireless electronic payment device, a payment method and a system, in particular to a WIFI mobile phone payment terminal, a payment method and a system. Background technique [0002] At present, with the promotion of bank network service systems, bank credit cards have been more and more widely used in consumption settlement. Consumers only need to use bank cards to carry out shopping settlements in shopping malls equipped with bank terminals, and consume for users. Settlement provides great convenience, and consumers do not need to carry a large amount of cash when they go shopping, which reduces the risk of cash being stolen. However, on the one hand, there are potential safety hazards in the existing bank terminal consumption settlement. Consumers often have their bank card account numbers and passwords stolen during the consumption settlement process; , Restaurants and other public consumption places, but cannot be popul...

Claims

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Application Information

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IPC IPC(8): G06Q20/00H04L12/28G06Q20/32
Inventor 陈中陈建勇
Owner BEIJING AIO TIME INFORMATION TECH
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