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Transaction server, transaction terminal and transaction method

A technology of transaction server and transaction terminal, applied in the field of transaction server, can solve the problem of high possibility of forgetting password

Inactive Publication Date: 2009-01-28
OKI ELECTRIC IND CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] Using the technology described in Patent Document 1, it is also possible to set different quotas, but in this case, multiple passwords must be memorized
In addition, since the number of passwords that must be memorized increases, there is a concern that the possibility of forgetting the password will increase

Method used

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  • Transaction server, transaction terminal and transaction method
  • Transaction server, transaction terminal and transaction method
  • Transaction server, transaction terminal and transaction method

Examples

Experimental program
Comparison scheme
Effect test

no. 1 approach

[0025] (First Embodiment: System Configuration)

[0026] FIG. 1 is a block diagram showing a configuration example of a transaction system according to the first embodiment.

[0027] The transaction system 4 has a transaction server 1 and a transaction terminal 2 connected to each other through a network 3 such as a dedicated line or a WAN (Wide Area Network).

[0028] The transaction terminal 2 is an ATM or a CD (Cash Dispenser), etc., and has a function of automatically processing cash withdrawal, deposit, transfer, balance check, passbook entry, etc. through information exchange with the transaction server 1. The function of business (hereinafter referred to as transaction).

[0029] The transaction terminal 2 has a card handling unit 22 , a passbook handling unit 23 , a media information acquisition unit 24 , a display input unit 25 , a cash deposit and withdrawal unit 26 , a processing unit 21 and a transceiver unit 27 .

[0030] The card handling unit 22 has a function...

no. 2 approach

[0082] (Second Embodiment, System Configuration)

[0083] Next, according to Figure 6~ Figure 9 , the second embodiment of the present invention will be described. In addition, in the description of the second embodiment, the same reference numerals are assigned to the same elements as those of the first embodiment, and description thereof will be omitted.

[0084] FIG. 6 is a diagram showing a configuration example of a transaction system according to the second embodiment.

[0085] In the transaction system 4a of Fig. 6, the difference with the transaction system 4 of Fig. 1 is that, in the transaction terminal 2a, there is: a seal handling part 28, which is equipped with a bill carrying platform, etc. A stamped bill or the like is carried, and information related to the shape of the seal is obtained; the medium information acquisition part 24a, in addition to the function described in FIG. 1, also has a function of obtaining information related to the seal from the bill....

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PUM

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Abstract

The purpose of the invention is providing a transaction server for setting the quota for each transaction medium, a transaction terminal and transaction method. Being characterized in that, the invention has a storing portion for storing setting quota (121) corresponding to the transaction medium in the financial transaction according to each accounts; if the transaction terminal sends the classification information of the transaction medium, the account number and the relevant information of the financial transaction namely the transaction monetary information, the server obtains the setting quota (121) corresponding to the medium information in the storing portion based on the classification information; and the invention decides the admission and non-admission of the financial transaction related to the transaction monetary value based on the setting quota (121).

Description

technical field [0001] The invention relates to the technology of transaction server, transaction terminal and transaction method. Background technique [0002] In financial transactions, it is generally practiced to set a payment limit (hereinafter referred to as limit) for one account. [0003] When using an ATM (Automated Teller Machine) to set and change the limit, only a single limit can be set regardless of the transaction medium used. Here, the transaction medium refers to a medium necessary for financial transactions such as a bank card (hereinafter referred to as a card), passbook, and seal. [0004] As a technique for setting a plurality of quotas, a password management system is disclosed in which a plurality of passwords are set and a quota is set corresponding to the passwords (for example, refer to Patent Document 1). [0005] Patent Document 1: Japanese Patent Laid-Open No. 2006-99712 [0006] However, when transactions can be performed using a plurality of...

Claims

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Application Information

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IPC IPC(8): G06Q20/00G06Q40/00G06Q40/02
CPCG06Q20/403G06Q20/405G06Q40/02
Inventor 宇都宫史
Owner OKI ELECTRIC IND CO LTD