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Electronic payment system and payment method thereof

A technology of electronic payment and working method, applied in the direction of payment system structure, equipment, data processing applications, etc., can solve problems such as being unable to withdraw, and achieve the effect of solving troubles and security problems

Inactive Publication Date: 2011-07-06
SHANGHAI QINZHONG DIGITAL TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

Solve the problem that busy office workers can't get away

Method used

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  • Electronic payment system and payment method thereof
  • Electronic payment system and payment method thereof
  • Electronic payment system and payment method thereof

Examples

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Embodiment Construction

[0038] based on the following Figure 1 to Figure 5 , specify the preferred embodiment of the present invention:

[0039] like figure 1 as shown, figure 1 It is a work flow diagram of an electronic payment system provided by the present invention, and the method includes the following steps:

[0040] Step 1. Start the module and initialize the system;

[0041] Step 2. The data reading module receives the payment data transmitted from the remote server, and decomposes the user data after the data is received;

[0042] Step 3, the data reading module reads relevant user information according to the user data decomposed in step 3, and sends the data information to the data processing module;

[0043] Step 4, the data processing module performs cross-matching processing of user data and payment data;

[0044] Step 5, the data processing module transmits the processed payment data and response code to the remote server;

[0045] Step 6. The remote server judges whether the pa...

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PUM

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Abstract

The invention discloses an electronic payment system and a payment method thereof. A starting module is started, and the system is initialized; a data reading module receives payment data transmitted from a remote server, and decomposes the payment data into user data; the data reading module reads related user information according to the decomposed user data, and sends the data information to a data processing module; the data processing module performs cross matching on the user data and the payment data; the data processing module transmits the processed payment data and answerback codes to the remote server; and the remote server judges whether the payment is completed according to the returned answerback codes. The electronic payment and the payment method thereof have the advantages that more powerful support is provided for mobility and convenience of the conventional terminal, the system can be carried about for paying at any place and any time, the security problem and the operation problem of online transaction are solved, and a diverse mobile network application technology is provided.

Description

technical field [0001] The invention relates to an electronic payment system and a payment method thereof. Background technique [0002] In the existing technology, the payment terminal technology includes Lakala, fixed-line payment terminal, UnionPay POSS machine, etc. The existing problems of these original payment terminals are as follows: [0003] 1. Convenience [0004] Existing payment terminals cannot realize real-time credit card repayment and other services, which is not convenient enough. Customers usually have to run between several banks, or look for a convenience store with Lakala, which not only wastes time, but also adds a lot of trouble. [0005] 2. Security [0006] Many online shopping users have given up online shopping due to the security issues of online transactions, or choose the transaction method of cash on delivery. This not only affects the speed of the merchant's payment, but also brings hidden dangers of return, resulting in increased logistic...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00
Inventor 张海戈
Owner SHANGHAI QINZHONG DIGITAL TECH