Electronic debt management operation system device and realization method of electronization and financial commercialization of claim and debt

Abstract

The invention discloses a method for realizing debt generation, recording and management implementation of money and others except money through a network electronic way and a system device, which are used for making clear the claim and debt relationship of the traditional agreement according to law, monitoring the implementation of the managed debt, and providing a data interface converting the managed electronic claim into financial instrument, wherein circulation of the electronic claim can be realized on a third-party transaction platform through the data interface, or automatic clearing of chain debt can be realized in system. The device and method disclosed by the invention can monitor the implementation of the managed debt, perform divided transaction by taking the debt right as financial instrument on the premise of notifying the debtor, and provide all legal evidences and certificates according to the needs of the debtor and creditor in the case of debt dispute. According to the invention, the traditional contradiction in claim and debt can be solved to increase the credit line of claim and debt, and the debt right can be converted into a transactional financial instrument.

Description

technical field [0001] The invention relates to e-commerce and financial technology in the field of computer networks, in particular to a method and a system device for realizing the operation and management of electronic debts through the network. Background technique [0002] Debt definition. In daily life, debt is the act of owing property to others. Obligation in law refers to the specific relationship of rights and obligations between the parties in accordance with the agreement in the contract or in accordance with the law. There are other definitions of debt in accounting. In this invention, we adopt the definition of debt in the legal sense, digitize the rights and obligations arising from economic and social activities, and define them as electronic debts and electronic claims. [0003] In economic and social activities, it is inevitable that there will be various lending behaviors, and sometimes we clarify the relationship between rights and obligations through ...

AI Technical Summary

Problems solved by technology

[0009] 1. No one guarantees whether the right to be auctioned really exists and its authenticity;

[0010] 2. There are many well-known trading platforms in the market today, and these platforms have basically solved the above-mentioned problems of US6912510B1, so it is meaningless to add an unknown closed trading platform

[0012] (1) Not involved in debt rights other than money;

[0013] (2) Since the electronic check itself guarantees the legality of the claim, this method does not consider the diversity of rights, nor does it consider the legality and measures to prevent the debtor from denying it;

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