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Highly-safe fingerprint payment method

A fingerprint and security technology, applied in the payment system structure, secure communication device, payment involving neutral parties, etc., can solve difficult problems and achieve the effect of improving security

Active Publication Date: 2013-01-16
毛德操
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In this way, if criminals want to commit a crime, they have to forge the fingerprints of both the customer and the salesperson at the same time, and may have to provide corresponding geographical information and time information, or provide forged fingerprints in front of the salesperson, which is very difficult.

Method used

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  • Highly-safe fingerprint payment method
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  • Highly-safe fingerprint payment method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0034] Client embodiment 1, a fingerprint scanning client device with two fingerprint scanning windows

[0035] attached figure 2It is a schematic diagram of a client terminal device with two fingerprint scanning windows. As can be seen in the figure, this device has a display screen and a keyboard similar to a telephone, which is used to input payment information including customer ID number and payment amount, and the input method is similar to that of a mobile phone. There is a window on each side of the device for scanning fingerprints, and the two windows are oriented in opposite directions, the right one is for the customer, and the left one is for the salesperson. There is also a "Start (Scan)" button on the device, which acts like a digital camera shutter. After the two parties press their fingers on their respective windows and press the "Start" button, the device will scan immediately, and send the scanning result together with the payment information already ente...

Embodiment 2

[0037] Client embodiment 2, a fingerprint scanning client device with only one fingerprint scanning window

[0038] attached image 3 It is a schematic diagram of a client terminal device with only one fingerprint scanning window. It can be seen in the figure that this device has only one window for scanning fingerprints, but there are two start (scanning) buttons, one is "customer scanning" and the other is "clerk scanning". When scanning customer fingerprints, press the former to scan salespersons. Press the latter when fingerprinting. Since the positions of the salesperson and the customer are usually opposite, the client terminal device rotates the scanned fingerprint image of the salesperson by 180 degrees. All the rest are the same as the equipment described in Embodiment 1. attached Figure 5 This flow, which illustrates the client software, is executed by the CPU embedded in the device.

[0039] The above are just a few examples, and there may be many changes in t...

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PUM

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Abstract

The invention relates to a highly-safe fingerprint payment method. The method comprises the following steps: a payment server side and a fingerprint scanning client side work together to complete the payment through network connection and the communication content is encrypted; during each time of payment, the fingerprint scanning client side scans the fingerprint of not only a client but also a salesman and sends the two fingerprints, the equipment number of the fingerprint scanning client side, the identity number of the client and the payment request information to the payment server side in an encrypted manner; reserved fingerprints of all clients and all salesmen allowed to conduct fingerprint payment transaction are saved on the payment server side; and only when the fingerprints of both the salesmen and the clients, provided by the fingerprint scanning client side, conform to the reserved fingerprints, can the payment be permitted as the payment required. The highly-safe fingerprint payment method has the benefits that as the fingerprints of both the salesman and the client are required to be scanned during each time of payment, that is, the salesman objectively plays the role of a notary, falsification becomes extremely difficult and the safety in fingerprint payment is remarkably improved.

Description

technical field [0001] The invention relates to the fields of fingerprints and commercial payment, and mainly relates to a highly secure payment method by fingerprints, which is a highly secure method for completing payment only by fingerprints. Background technique [0002] In addition to cash, the most widely used payment method in business at present is payment by card, including credit cards, bank cards, and similar cards issued by various companies or institutions. Although payment by card is convenient, there are always hidden concerns in terms of security. It is common to hear of incidents of property loss of users caused by credit cards and bank cards being stolen, robbed, or copied. On the other hand, this also determines that people must remember to carry the card used for payment when they go out. If they forget to carry it, or lose it, or steal it, or forget the password, they will get into inconvenience and embarrassment. Carrying increases the possibility of l...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/42
CPCG06Q20/02G06Q20/20G06Q20/40145G06Q2220/00H04L9/50G06Q20/4012
Inventor 毛德操
Owner 毛德操