Payment method based on socializing platform

A social platform and the same technology, applied in the payment system and other directions, can solve problems such as inability to meet the financial needs of users, lack of capital flow, and lack of

Inactive Publication Date: 2013-03-20
VIVE&BEST INFORMATION SERVICE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the existing social platforms can only provide functions such as sharing, dissemination, comments, games, etc., and are useless for actual financial payment. ...

Method used

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  • Payment method based on socializing platform
  • Payment method based on socializing platform
  • Payment method based on socializing platform

Examples

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Embodiment Construction

[0018] A social platform-based payment method belongs to the field of e-commerce. Its characteristics are: when a financial product needs to be purchased, the user logs in to the social platform, receives promotional information, and sends instructions according to the system prompts. The content of the instruction includes the information of the financial product to be purchased (such as the code of the financial product), the purchase amount or share , the system parses the instruction after receiving the purchase instruction, calls the interface to verify the user's identity and whether the account balance is sufficient, generates a contract / order after the verification is passed, and uses the accounting system to deduct and keep accounts.

[0019] A social platform-based payment method belongs to the field of e-commerce. Its characteristics are: when a transfer is required, the user logs in to the social platform and sends instructions according to the system promp...

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Abstract

The invention discloses a payment method based on a socializing platform and belongs to the field of electronic commerce. The payment method based on the socializing platform is characterized in that when a user needs to pay, the user informs a payment module by an instruction. The payment module is connected with a trading system (a banking system or other payment systems) and a relative request is treated. The user needs to own an account of the socializing system and an account where money can be deducted (a bank car, a pre-payment car, a virtual account and the like). Two accounts are related and the account of the socializing platform and the account where money is deducted do not need opening on the same socializing platform or the same institution. In purchasing financial management products, directional payment is used, namely, cash is transferred from one account of the user to the other account. In purchasing, information of financial management products, a purchasing cash amount or portion and the like need inputting. A socializing identification (ID) of the opposite side and a transferring cash amount are input to finish cash transferring. In credit card repayment, an abbreviated account of the credit card is input to inquire an account and repayment. In paying fees, fee paying information is input to pay the fees. All communication is done with codes so as to ensure safety of trading.

Description

technical field [0001] A social platform-based payment method belongs to the field of e-commerce. Background technique [0002] The social platform is based on the idea of ​​social network relationship system. It helps people build a social network Internet application platform. People share various information on the social platform. The speed of information dissemination is very fast and the interaction is very high, including Weibo, WeChat , social communities, social networking sites, etc. The various interfaces opened by the social platform enable application developers to develop various applications on it and provide users with various value-added services. However, the existing social platforms can only provide functions such as sharing, dissemination, comments, games, etc., and are useless for actual financial payment. Therefore, the important link of capital flow is missing, and the financial needs of users cannot be met, which is harmful to the entire ind...

Claims

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Application Information

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IPC IPC(8): G06Q20/38
Inventor 刘金华刘子煌李洁
Owner VIVE&BEST INFORMATION SERVICE
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