Security management method and service terminal of electronic wallet, and electronic wallet system

Abstract

The invention discloses a security management method and a service terminal of an electronic wallet, and an electronic wallet system. The method comprises the steps that an electronic wallet service provider starts electronic wallet security verification based on an electronic wallet service request; identification data of an electronic wallet service requester is collected based on the security verification, wherein the identification data comprises physical characteristic data; the identification data is sent to an identity verifier after encrypted by a public key; the identity verifier conducts identification verification after the identification data is decrypted by a private key; the private key and the public key form a key pair; the identity verifier sends a verification result to the electronic wallet service provider after the verification result is encrypted by the private key; and the electronic wallet service provider decrypts the verification result through the public key, and provides electronic wallet service data for the electronic wallet service requester after the identification verification is passed. The method, the service terminal and the system improve the security of electronic wallet application.

Description

technical field [0001] The invention relates to a safety verification technology in Internet e-commerce, in particular to a safety management method of an electronic wallet, a service terminal and an electronic wallet system. Background technique [0002] Electronic wallet is a payment tool commonly used in e-commerce activities. Users who use e-wallets usually have to open an account with the relevant bank. When using the electronic wallet, install the electronic wallet on the e-commerce server through the relevant electronic wallet application software, and use the electronic wallet service system to input the data on various electronic currencies or electronic financial cards. When receiving and paying, if the user needs to use an electronic credit card (such as using a Visa card or Master card to collect money), the user only needs to click the corresponding item (or corresponding icon) to complete it. [0003] In the e-commerce service system, there is usually a funct...

AI Technical Summary

Problems solved by technology

However, because the security management of the existing electronic wallets is only based on the secret password, and the secret password is easy to be cracked, its security is becoming more and more difficult to meet the increasing needs of users for e-commerce security.

Thus, it also affects the user's experience of e-commerce

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