The invention relates to a smart card distribution system, which realizes the number distribution in the air and comprises a master card, a number management server, a card to be written-in and a mobile phone, wherein, the master card is inserted to lead a user to select a card writing-in mobile phone number and input serial number information of the card to be written-in, and the serial number information is carried in a card distribution request which is sent to the number management server; the number management server distributes a mobile phone temporary-number to the card to be written-in according to the serial number of the card to be written-in, and generates and sends an individual data packet used for the card writing-in after the card to be written-in logs on a network; the card to be written-in which is inserted in the mobile phone is communicated with the number management server through the mobile phone temporary-number, the self-updating of parameters can be completed after the received individual data packet is processed through security authentication, and parameter updating success information is returned to the number management server; therefore, the number management server activates the card writing-in mobile phone number for use when the user logs in the network again. The smart card distribution system can realize the individualized release of a smart card with high coverage manner through a radio channel so as to lower the cost.