Safe electronic payment system and payment method based on converged communication technology
A technology of electronic payment and integrated communication, which is applied in the field of secure electronic payment and integrated business platform, which can solve problems such as troublesome and no terminal customers to provide unified services
Inactive Publication Date: 2014-01-01
HEREIS INFORMATION SCI & TECH SUZHOU
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Problems solved by technology
[0012] Patent document CN201010146089.4 discloses a universal payment platform, which tries to solve such a technical problem: the existing computer payment system only provides payment functions, and only for payment services provided by third-party payment platforms
[0036] However, for end customers (also referred to as transaction initiators and buyers in this article), more and more transactions can be completed through online payment in life and work, but there are many entrances to complete various transactions online, management and storage Numerous web accounts and passwords are a challenge and cumbersome
The UnionPay processing system unifies bank payment services, but it does not provide unified services to end customers at the network and business levels
Method used
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[0086] Such as image 3 with 4 As shown, the present invention proposes a technical solution of integrated payment, based on the integrated service platform, to realize the overall integration of terminal equipment, network systems, and application services. The secure electronic payment system based on the converged communication technology of the present invention includes a terminal device 200 , a converged service platform 100 and a financial electronic payment center 300 . The integrated service platform 100 is added to the traditional electronic payment system, and the three levels of service integration, network integration and terminal integration are integrated into one platform. For end users, many user accounts and passwords of the platform are no longer provided for application services. As well as numerous bank account numbers and passwords, use a unified user name and password and corresponding security measures to log in to the integrated service platform 100 t...
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The invention relates to a safe electronic payment system based on the converged communication technology. The safe electronic payment system comprises terminal equipment (200) and a financial electronic payment center (300), and is characterized by further comprising a convergence service platform (100), wherein the convergence service platform comprises a terminal convergence subsystem (110), a network convergence subsystem (120) and an application convergence subsystem (130). The terminal convergence subsystem comprises a terminal interface management module (111) and a unification interface management module (112). The network convergence subsystem (120) comprises a media gateway (121) and encryption equipment (122). The application convergence subsystem (130) comprises an information convergence module (131), an application management module (132) and a convergence payment module (133). The terminal equipment (200) is provided with a unification payment interface and a client side safe payment device. The encryption equipment and the client side safe payment device can carry out security encryption on payment information.
Description
technical field [0001] The technical field of the invention is payment schemes, architectures or protocols (G06Q 20 / 00), which include the process by which payments can be made between merchants, banks, users and sometimes between third parties; Verification and authentication of all parties involved. [0002] Specifically, the present invention relates to a secure electronic payment system based on converged communication technology, in particular, the present invention relates to a secure electronic payment system based on converged communication technology of the fourth generation network. [0003] The invention also relates to a converged service platform. The invention also relates to a safe electronic payment method based on fusion communication technology. Background technique [0004] With the strong development of Internet e-commerce in the first decade of this century, online shopping and online transactions have changed from a new and unknown thing to a part of ...
Claims
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Login to View More IPC IPC(8): G06Q20/38G06Q20/30H04L29/06
CPCG06Q20/16G06Q20/38G06Q20/382H04L63/0428
Inventor 王兆波吴煦中何思俊
Owner HEREIS INFORMATION SCI & TECH SUZHOU