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A chair-back self-service teller machine for quick purchase of microbanking products

A self-service teller machine and bank technology, applied in data processing applications, instruments, payment systems, etc., to achieve the effect of saving time

Active Publication Date: 2016-04-20
宁波思创莱恩智能科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides a chair-back self-service teller machine for quick purchase of small-amount bank products to solve the problem of quick purchase of small-amount bank products

Method used

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  • A chair-back self-service teller machine for quick purchase of microbanking products

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Experimental program
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Embodiment 1

[0030] Embodiment 1 A chair-back self-service teller machine method and system for quickly purchasing small-amount banking products.

[0031] Such as figure 1 As shown, the embodiment of the present invention is a chair-back self-service teller machine for quickly purchasing small-amount bank products, including: a hard-screen liquid crystal display based on a contactless card reading device, a distance sensor, a face recognition device, and a self-service teller machine. Rack, micro-bank product processing server, independent electric shock protection device.

[0032] The hard-screen LCD display based on the contactless card reading device is used to display bank products and accept payment requests from contactless bank cards.

[0033] The distance sensor is used to detect whether there is a person in front of the chair-back self-service teller machine, and the display is turned on only when there is a person, so as to save energy.

[0034] The face recognition device is u...

Embodiment 2

[0050] Embodiment 2 A method of using a chair-back self-service teller machine for quick purchase of small-amount banking products.

[0051] The steps for using a chair-back self-service teller machine for quickly purchasing small-amount banking products according to an embodiment of the present invention are as follows.

[0052] Step 1: After entering the bank to get the number, the customer sits on the seat.

[0053] Step 2: The distance sensor of the chair-back ATM senses someone and turns on the display.

[0054] Step 3: The face recognition device of the chair-back self-service teller machine obtains the customer's facial features and sends them to the banking server for verification.

[0055] Step 4: The banking service server sends the customer information to the small-amount bank product processing server.

[0056] Step 5: The small-value bank product processing server displays small-value bank products on the monitor, such as fund fixed investment, accident insuranc...

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PUM

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Abstract

The invention discloses a chair back type self-service teller machine used for rapidly purchasing petty bank products. The using method of the self-service teller machine includes the following steps that step1, a client enters a bank to take a number and takes a seat; step2, a distance sensor of the chair back type self-service teller machine senses the client, so that a displayer is started; step3, a face recognition device of the chair back type self-service teller machine extracts face characteristics of the client and sends the face characteristics to a banking business server for verification; step4, the banking business server sends client information to a petty bank product processing server; step5, the petty bank product processing server plays the petty bank products on the displayer, wherein the petty bank products comprise an automatic investment plan, accident insurance, high-speed rail insurance, aviation insurance, charge items and others; step6, if the client is in demand of the played petty bank products, a non-contact bank card is taken out to be attached to the petty bank products on the displayer, so that transaction is finished, transaction information is stored in the non-contact bank card and an internet bank, and a short message is sent to a mobile phone which is reserved in the bank by the client.

Description

technical field [0001] The invention relates to the technical field of self-service teller machines, in particular to a chair-back self-service teller machine for quickly purchasing small-amount bank products. Background technique [0002] At present, the operation of bank teller machines is complicated and the volume is large. For users who go to the bank to purchase small-amount banking products, they usually cannot buy them at the teller machine. [0003] At present, customers wait in line for about 45 minutes at the bank, and this time is usually wasted sitting on chairs. [0004] Chinese patent "2014102620189" based on a liquid crystal display of a non-contact card reading device discloses a device for purchasing goods by touching a non-contact bank card to the screen. However, the device cannot provide banking services. Contents of the invention [0005] An embodiment of the present invention provides a chair-back self-service teller machine for quickly purchasing s...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F9/00G06Q20/34G06Q20/40
Inventor 谭希韬
Owner 宁波思创莱恩智能科技有限公司