Band card transfer payment method
A technology of bank card and transfer amount, applied in the field of bank card transfer payment, can solve the problem of inability to realize offline transfer, etc., and achieve the effect of convenient transaction
Inactive Publication Date: 2015-02-25
HIERSTAR (SUZHOU) LTD
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Problems solved by technology
Moreover, the above-mentioned transfer transaction process is all transferred through a third-party trading platform, which cannot realize real-time offline transfer
Method used
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Embodiment Construction
[0067] The technical solutions of the present invention will be described in further detail below with reference to the accompanying drawings and embodiments.
[0068] figure 1 It is a flow chart of a bank card transfer payment method provided in Embodiment 1 of the present invention, as shown in figure 1 As shown, the embodiment of the present invention specifically includes the following steps:
[0069] Step 101, the first terminal is connected to the first device through the first wireless interface; the second terminal is connected to the second device through the second wireless interface;
[0070] Specifically, the first wireless interface may be a Bluetooth interface or a near field communication function (Near Field Communication, NFC) interface, and the second wireless interface may be a Bluetooth interface or an NFC interface.
[0071] In this example, the first device includes account information of the paying account, and the second device includes account inform...
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A band card transfer payment method is characterized by including that a first terminal is connected to a first device through a first wireless interface; a second terminal is connected to a second device through a second wireless interface; the first terminal acquires the account information of a payment account, and the second terminal acquires the account information of a payee account and transmits the account information of the payee account to the first device; the first terminal receives a transfer instruction input by a first user; transaction information is generated and transmitted to the first device according to the transfer instruction; the first device displays the transaction information to the first user; a confirmation instruction input by the first user is received; corresponded amount in the payment account is deducted according to the transfer amount, and signature information is generated and transmitted to the first device according to the transaction information; the first terminal receives the signature information and forwards to the second terminal; the second terminal transmits the signature information to the second device; the second device verifies the signature information; the corresponded amount is added into the payee account when the signature information is verified.
Description
technical field [0001] The invention relates to the field of electronic transactions, in particular to a bank card transfer payment method. Background technique [0002] The present invention relates to the field of electronic transactions. At present, bank card transfer is mainly processed for the background account of the banking system bound to the bank card. After the bank card transfer, if you want to notify the user in time that the transfer transaction is successful and the transfer amount has reached the user's bank account, it is necessary that the bank to which the user's bank card belongs supports real-time transfer, and the user's bank card has enabled the reminder function of the transfer. Moreover, the above-mentioned transfer transaction process is all transferred through a third-party trading platform, and real-time offline transfer cannot be realized. Contents of the invention [0003] The purpose of the present invention is to realize fast and convenient...
Claims
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IPC IPC(8): G06Q20/10G06Q20/32G06Q20/38G07F19/00
CPCG06Q20/325G06Q20/342G06Q20/3825G06Q20/3278G06Q20/223G06Q20/20G06Q20/10G06Q20/34G06Q20/40
Inventor 刘国张徵鲍文斌
Owner HIERSTAR (SUZHOU) LTD