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Industrial payment method and electronic device

An electronic equipment and industrial technology, which is applied in the field of industrial payment methods and electronic equipment, can solve problems such as backlog of bills and poor capital turnover, and achieve the effect of solving the backlog of bills and improving the rate of capital turnover

Inactive Publication Date: 2015-03-25
LONGCANG E COMMERCE SHANGHAI
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the process of realizing the technical solution in the embodiment of the present application, the inventors of the present application found that in addition to using cash for transactions, people often use bills such as checks for payment transactions. Since paper bills have restrictions on exchange time and exchange locations, It is prone to problems such as a backlog of bills, resulting in poor capital turnover

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  • Industrial payment method and electronic device
  • Industrial payment method and electronic device
  • Industrial payment method and electronic device

Examples

Experimental program
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Effect test

Embodiment 1

[0050] An industrial payment method provided in an embodiment of the present application is applied to an industrial payment platform in an industrial payment system. The industrial payment system includes a client and an industrial payment platform (which can run on at least one server). Among them, customers can deposit cash into a third-party custodian bank and obtain an electronic bill approved by a third-party custodian (such as a bank). The electronic bill can be used for bill payment on the industrial payment platform. The specific payment methods are as follows.

[0051] Please refer to figure 1 , the embodiment of this application provides a method of industrial payment, which is applied to an industrial payment platform, and the method includes:

[0052] S101: Receive a bill payment request sent by the first electronic device, wherein the bill payment request carries a first electronic bill for payment;

[0053] S102: Obtain the first electronic note, and verify whet...

Embodiment 2

[0079] Please refer to Figure 5 , the embodiment of the present application provides an electronic device, the electronic device includes:

[0080]The receiving unit 501 is configured to receive a bill payment request sent by the first electronic device, wherein the bill payment request carries a first electronic bill for payment;

[0081] An auditing unit 502, configured to obtain the first electronic note, and examine whether the first electronic note satisfies the payment conditions, and obtain an audit result;

[0082] The payment unit 503 is configured to change the ownership of the first electronic note to the paid customer carried in the note payment request when the audit result shows that the first electronic note satisfies the payment condition, or , transferring the cash corresponding to the first electronic note to the customer to be paid.

[0083] In a specific implementation process, the first electronic note specifically includes a redemption time parameter a...

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PUM

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Abstract

The invention discloses an industrial payment method and an electronic device which are applied to an industrial payment platform. The industrial payment method comprises the steps that a note payment request sent by the first electronic device is received, wherein the note payment request carries a first electronic note for payment; the first electronic note is acquired, whether the first electronic note meets the payment conditions or not is checked, and a check result is acquired; the check result shows that when the first electronic note meets the payment conditions, the ownership of the first electronic note is changed to a to-be-paid customer carried in the note payment request, or the cash corresponding to the first electronic note is transferred to the to-be-paid customer. By means of the technical scheme of the electronic note payment method, the electronic note can be quickly circulated on the Internet, the technical problem of note accumulation in the prior art is solved, and the capital turn-around speed is increased.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to an industrial payment method and electronic equipment. Background technique [0002] With the continuous development of science and technology, Internet finance has developed rapidly, which is characterized by openness, equality, strong collaboration, and low cost. The development of Internet finance has gone through multiple stages such as online banking, third-party payment, personal loans, and corporate financing, and has further developed in terms of financing and matching of capital supply and demand. [0003] In the prior art, no matter the payment methods such as online banking or third-party payment, the paying party is required to use cash (the currency actually stored in the online banking) to carry out the payment transaction. In the process of realizing the technical solution in the embodiment of the present application, the inventors of the present application ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/3821
Inventor 王越
Owner LONGCANG E COMMERCE SHANGHAI