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Method and device for payment authentication

A payment authentication and scenario technology, applied in the payment authentication field in the payment field

Active Publication Date: 2018-10-19
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But even so, criminals may still be able to take their property by forcing users to press their fingers

Method used

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  • Method and device for payment authentication
  • Method and device for payment authentication
  • Method and device for payment authentication

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Embodiment Construction

[0078] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts shall fall within the protection scope of the present invention.

[0079] It should be understood that the payment involved in the embodiments of the present invention is payment in a broad sense, including payment through various terminals with payment functions such as POS machines of merchants, smart phones or wearable devices used by users, and also through self-service financial terminals such as The embodiment of the present invention does not limit the withdrawal and transfer performed by an automatic teller machine...

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Abstract

The invention discloses a payment authentication method and device. The method includes: acquiring authentication information input by a user during payment and emotional feature information or action feature information when the user inputs the authentication information; , determine whether the payment scene is a normal payment scene according to the emotional feature information or action feature information; and perform security control on the payment according to the result of determining whether the payment scene is a normal payment scene. The payment authentication method and device of the embodiments of the present invention determine whether the payment scene is a normal payment scene by acquiring the emotional characteristic information or action characteristic information of the authentication information input by the user during payment, and perform payment verification according to the result of the judgment. Security control can improve payment security.

Description

technical field [0001] The invention relates to the payment field, in particular to a payment authentication method and device in the payment field. Background technique [0002] Nowadays, the mobile Internet is constantly integrated into people's daily life, and more and more people begin to shop and pay bills through the Internet. Therefore, traditional payment methods such as cash and checks are being replaced by various novel mobile payment methods, such as credit card swiping through the Point of Sales (POS) information management system, withdrawal and transfer through self-service financial terminals, through Mobile terminals such as smartphones and wearable devices have gradually become a trend for payment. [0003] However, since the above-mentioned payment methods usually take place in places with a low population density, users may be coerced during payment and make payment against their own will. Especially for mobile terminals such as smartphones and wearable ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/40145G07F19/207G06Q20/40G06F21/32G06F21/316G06V40/1365G06V40/174G06V20/52G06V40/70G06F21/31
Inventor 黄雪妍贾汝松黄康敏
Owner HUAWEI TECH CO LTD