Protection method and device of mobile payment information and mobile payment system

A mobile payment and protection device technology, applied in the field of information security, can solve problems such as easy leakage of private information, and achieve the effect of protecting private data and avoiding leakage

Inactive Publication Date: 2015-05-06
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the present invention provides a mobile payment information protection method, device and mobile payment system to solve the problem of easy leakage of private information existing in the existing mobile payment process

Method used

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  • Protection method and device of mobile payment information and mobile payment system
  • Protection method and device of mobile payment information and mobile payment system
  • Protection method and device of mobile payment information and mobile payment system

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Embodiment Construction

[0051]The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0052] figure 1 It is a structural diagram of the mobile payment system provided by the embodiment of the present invention. The mobile payment system includes a mobile terminal 1, a payment terminal 2 that can communicate with the mobile terminal 1, a card merchant server 3 that can communicate with the mobile terminal 1 and the payment terminal 2 respectively, and a card merchant server 3 through a card merchant payment gateway 4. The issuing bank system 5 f...

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Abstract

The invention provides a protection method and a protection device of mobile payment information and a mobile payment system. The protection method of the mobile payment information includes that a card issuer server dynamically updates replacement code information corresponding to information of all payment accounts, stored in the card issuer server; the card issuer server updates a mapping relation between the payment account information stored in the card issuer server and the replacement code information according to the replacement code information after being updated after the card issuer server updates the replacement code information corresponding to the information of all the payment accounts, stored in the card issuer server, at every turn; the card issuer server sends the replacement code information after being updated and the corresponding payment account information to a mobile terminal after the card issuer server updates the replacement code information corresponding to the information of all the payment accounts, stored in the card issuer server, at every turn, and thereby enables the mobile terminal to perform mobile payment according to the replacement code information after being updated. The protection method and the protection device of the mobile payment information and the mobile payment system can prevent the mobile payment information from leaking, and protect intimate data of a user.

Description

technical field [0001] The present invention relates to the technical field of information security, and more specifically, to a method and device for protecting mobile payment information, and a mobile payment system. Background technique [0002] With the rapid development of network communication technology, account payment methods have also developed from traditional face-to-face payment methods to open payment, network payment, mobile payment (also known as mobile payment, Mobile Payment) and so on. Among them, mobile payment has become a kind of account payment method with high penetration rate and wide application range because of its convenience, which has brought great convenience to people's life. [0003] Among them, mobile payment refers to a service method that allows mobile users to use their mobile terminals (such as mobile phones, etc.) to pay for the goods or services they consume. The specific process is briefly described as follows: the payment account in...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/322G06Q20/382G06Q20/027G06Q20/385G06Q20/3278G06Q20/32G06Q20/34
Inventor 钟焰涛傅文治
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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