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Online transaction processing system and method

An online transaction and processing system technology, applied in the field of data processing, can solve the problems of affecting the continuity of banking business, no solution proposed, time-consuming, etc.

Active Publication Date: 2019-05-21
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] According to the survey, there is only one outsourced product in the banking industry that can provide the switching function of online loads, but the switching process of this product requires a lot of manual intervention, and it takes a very long time to complete the switching, which seriously affects the continuity of the banking business. At the same time, the switching method of manually sending commands by bank operation and maintenance personnel also has the problem of taking a long time
[0005] For the above problems, no effective solutions have been proposed so far

Method used

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  • Online transaction processing system and method
  • Online transaction processing system and method
  • Online transaction processing system and method

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Embodiment Construction

[0038] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with the embodiments and accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0039] In order to describe the present invention clearly, a few terms are briefly explained below:

[0040] 1) Online transaction: In the banking industry, the so-called online transaction generally refers to a single transaction at the counter during bank working days and non-working days, as well as transactions initiated by self-service equipment and accessed through various channels that require timely response. Responsiveness needs to be very fast. For example: over-the-counter deposits and withdrawals, loans, ATM machine withdrawals, and transactions of large and small amounts. Under n...

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Abstract

The invention provides an on-line transaction processing system and an on-line transaction processing method. The system comprises a user terminal, a network load equalization module, a first station and a second station, wherein the user terminal is used for launching on-line transaction; the network load equalization module communicates with the user terminal and is used for issuing the received on-line transaction to the first station or the second station and routing the on-line transaction needed to be issued to one of the first station and the second station subsequentially to the other station when the former station is stopped; the first station and the second station communicate with the network load equalization module and is used for processing the on-line transaction routed by the network load equalization module. According to the on-line transaction processing system, the technical problem that the on-line transaction load cannot be switched to the other station on the premise of guaranteeing the continuity of bank service if a station has a problem in the prior art is solved.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to an online transaction processing system and method. Background technique [0002] In the planning of the technology system of the banking industry, it is a major development trend in the future to establish two sites in the same city, route different types of online transactions to different sites for processing, and provide external services at the same time. [0003] However, under the above-mentioned architecture, how to ensure the data consistency between the two sites, ensure that different types of online services can be carried out without errors, and how to quickly resolve the issue in the event of a planned or unplanned downtime at one site? Switching the online load to another site without affecting the continuity of the banking business and without data loss has become an important topic concerned by the industry. [0004] According to the survey, there is onl...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/08
CPCH04L67/1034H04L67/1095
Inventor 刘卫果王亚娟胡田祝萍鲁莽杨书奇
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA