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Remote identity authentication method and system and remote account opening method and system

An identity authentication and ID card technology, applied in user identity/authority verification, transmission system, digital data authentication, etc., can solve problems such as user inconvenience, and achieve the effect of improving user experience and convenience for users

Active Publication Date: 2016-01-13
TENDYRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the VTM machine is placed in the bank, which is still inconvenient for some users. Currently, users can open an account anytime and anywhere through the method of remote account opening.

Method used

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  • Remote identity authentication method and system and remote account opening method and system
  • Remote identity authentication method and system and remote account opening method and system
  • Remote identity authentication method and system and remote account opening method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0058] figure 1 A schematic diagram of the architecture of the remote identity authentication system is provided for this embodiment, such as figure 1 As shown, the system mainly includes: an electronic encryption device 10 , a terminal 20 and a background server 30 .

[0059] In this embodiment, the terminal 20 first sends an identity authentication request to the background server 30, and then the electronic cryptographic device 10 obtains the information to be verified, and generates and displays a graphic identification code according to the information to be verified. The user takes a photo with the electronic cryptographic device 10, and the terminal 20 acquires a picture including the user's facial image and the graphic identification code displayed by the electronic encryption device 10, and sends the picture to the background server 30 for verification.

[0060] Therefore, in this embodiment, the terminal 20 is configured to send an identity authentication request to...

Embodiment 2

[0107] figure 1 Provide a schematic structural diagram of a remote identity authentication system for the present invention, figure 1 The system embodiment shown includes: an electronic encryption device 10 , a terminal 20 and a background server 30 .

[0108] In this embodiment, the electronic encryption device 10 obtains the information to be verified, and generates and displays a graphic identification code according to the information to be verified. The user takes a photo with the electronic encryption device 10, and the terminal 20 obtains the facial image containing the user and the electronic encryption device 10 displays The picture of the graphic identification code is carried in the identity authentication request and sent to the background server 30 for verification.

[0109] The difference from Embodiment 1 is that in this embodiment, before the terminal 20 sends an identity authentication request to the background server 30, the electronic encryption device 10 g...

Embodiment 3

[0124] This embodiment provides a remote account opening system. The remote identity authentication system in Embodiment 1 or Embodiment 2 above is used to authenticate the user's identity. After the user's identity authentication is passed, the background server 30 performs remote account opening. It can enable users to remotely open accounts anytime and anywhere, which is convenient for users and improves user experience.

[0125] It should be noted that after the identity authentication is passed, the background server 30 may automatically open an account remotely, or the staff may control the background server 30 to open an account remotely.

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Abstract

The invention provides a remote identity authentication method and a system and a remote account opening method and a system. The remote identity authentication method comprises steps: electronic cipher equipment acquires to-be-authenticated information, a graph marking code is generated and displayed according to the to-be-authenticated information, a terminal acquires a picture comprising a facial image of the user and the graph marking code displayed by the electronic cipher equipment, the picture is sent to a backstage server, the backstage server receives the picture, and the graph marking code and the facial image of the user recorded on the picture are authenticated.

Description

technical field [0001] The invention relates to the field of electronic technology, in particular to a remote identity authentication method and system. Background technique [0002] At present, customers generally need to go to physical outlets to open new bank accounts, stock accounts, etc., but when banks or securities companies can handle account opening business, customers are usually at work, and it is difficult to have time to go to physical outlets to handle business . In order to facilitate customers to handle account opening business, the method of remote account opening is put on the agenda. At present, there is a remote account opening method based on VTM (Virtual Teller Machine). The remote mechanism of using this VTM machine is to set up a VTM remote video teller machine in the bank at night to allow users to communicate face-to-face with bank staff. Users rely on videos and under the guidance of bank staff, independently complete bank account opening, online...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L9/32G06F21/36G06F21/32
CPCG09C5/00H04L9/3228H04L9/3231G06F21/36G06F21/32H04L9/3226
Inventor 李东声
Owner TENDYRON CORP
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