Vehicle appearance clearance change-based laser scanning automatic loss assessment method and system

A laser scanning and vehicle technology, applied in the fields of instrument, finance, character and pattern recognition, etc., can solve the problems of image forgery, unclear shooting, increase insurance claim costs, etc., to avoid dismantling costs, improve satisfaction, and reduce joint costs. The effect of the chance of cheating

Inactive Publication Date: 2016-04-06
DALIAN ROILAND SCI & TECH CO LTD
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AI Technical Summary

Problems solved by technology

[0002] After the collision of the vehicle, the vehicle itself will produce various deformations and damages, but only relying on the experience of the damage assessor to determine the damage of the accident vehicle, there is a lot of subjectivity and the probability of joint insurance fraud
In addition, traditional damage assessment requires vehicle dismantling for the accuracy of accident vehicle damage assessment, which also increases the cost of insurance claims
At present, there is a damage assessment system based on taking photos of vehicle accidents on the market, but there are problems such as forged images and unclear shooting

Method used

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  • Vehicle appearance clearance change-based laser scanning automatic loss assessment method and system
  • Vehicle appearance clearance change-based laser scanning automatic loss assessment method and system

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Embodiment 1

[0028] The laser scanning automatic damage assessment method based on the change of the vehicle appearance gap is realized through the following steps. The vehicle damage assessment database is established. This database is established based on a large number of accident samples based on simulation; the application middleware for insurance companies is established:

[0029] S1: First, the owner of the accident vehicle quickly scans the appearance of the accident vehicle through the laser scanning device, and the accident data is automatically uploaded to the mobile phone through the Bluetooth transmission device;

[0030] S2: The owner of the accident reports the accident through the insurance APP client on the mobile phone and uploads the accident data to the cloud platform;

[0031] S3: After the insurance company receives the report information, it obtains the accident data from the storage module of the cloud platform;

[0032] S4: The damage assessment system matches the ...

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Abstract

The invention relates to a vehicle appearance clearance change-based laser scanning automatic loss assessment method and system. With the method and system adopted, the problem of subjectivity and possibility of allied insurance cheating in loss assessment of loss assessors can be solved. The system includes portable Bluetooth driven laser scanning equipment, a loss assessment system, an insurance APP client, a Bluetooth transmission device, a cloud platform and a network system framework. With the method and system adopted, dismantling cost of vehicles involved in accidents can be omitted, and therefore, the satisfaction of insured customers and the standardization of the settlement of accident insurance claim can be greatly improved.

Description

technical field [0001] The invention relates to a damage determination method and system, in particular to a laser scanning automatic damage determination method and system based on changes in vehicle appearance gaps. Background technique [0002] After the collision of the vehicle, the vehicle itself will produce various deformations and damages, but only relying on the experience of the damage assessor to determine the damage of the accident vehicle, there is a lot of subjectivity and the probability of joint insurance fraud. In addition, traditional damage assessment requires vehicle dismantling for the accuracy of accident vehicle damage assessment, which also increases the cost of insurance claims. At present, there is a damage assessment system based on taking photos of vehicle accidents on the market, but there are problems such as forgery and unclear shooting of the images. Contents of the invention [0003] In order to solve the above-mentioned problems existing ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06K9/62
CPCG06Q40/08G06F18/2411
Inventor 田雨农张虹周秀田
Owner DALIAN ROILAND SCI & TECH CO LTD
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