Electronic transaction system and method

Abstract

The invention relates to an electronic transaction system and a method. According to the invention, a merchant registers on a merchant server and releases purchase or recharge information, a payment platform system temporarily stores goods payment of a user and sends purchase information of the user to a transaction gateway, the transaction gateway supervises and urges the merchant to send a purchased commodity to the user, the user reflects commodity information to an examination system, the examination system transfers the commodity information to a feedback system, the feedback system feeds back through the transaction gateway, and the examination system performs communication with a payment gateway after completing examination so as to carry out deduction according to a protocol deduction requirement and a preset payment deduction protocol. According to the invention, the assets safety, rights and interests of a game player are protected, game recharge payment is transferred to a game company automatically from the payment system after the player confirms the acceptance, the operation process of the user is convenient, and a third-party payment platform is not required, thereby being suitable for large-scale popularization.

Description

technical field [0001] The invention relates to the field of Internet technology, in particular to an electronic transaction system and method. Background technique [0002] With the increasing development of Internet technology, the network has become an indispensable part of people's life, making the demand for the network more and more powerful. Such as Taobao.com, Jingdong.com, and other websites provide commodity service sales, which are usually completed by electronic transaction systems. This electronic transaction system includes user login authentication, commodity display, ordering, payment, logistics tracking, user management, external function interface, and data gateway. The basic functions such as basic functions have been fully developed, and its systems and methods have been widely known to people, which also shows that people have gradually adopted an attitude of embracing the form of online payment. At present, e-commerce is booming. [0003] However, rech...

AI Technical Summary

Problems solved by technology

[0003] However, recharging and in-app purchases in online games today have not formed a safe and complete electronic transaction system, and the assets of players have not been well protected. If through a third-party payment platform, players purchase services or recharge and pay in the game , you must jump to the third-party payment platform, select the payment method on the third-party payment platform, and select the payment tool according to the payment method, and then complete the payment according to the actual process. When using the secured transaction platform, there are the following problems: during the payment process, the page There are too many jumps. If the network times out, the user needs to return to the shopping cart and place an order to pay again. The user experience is poor.

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