Composition method of optical payment system of mobile phone credit card and deposit card
A mobile phone payment and credit card technology, applied in the field of image processing, can solve the problems of loss of legal mobile phone holders, insecure QR codes, etc.
Inactive Publication Date: 2016-10-05
顾泽苍
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Problems solved by technology
[0009] The method described in the above-mentioned non-patent document 1 was once stopped by the national authoritative financial institution because the two-dimensional code was unsafe, and the solution for using the two-dimensional code for mobile payment was blocked
[0010] The mobile phone payment system described in the above-mentioned patent document 1 performs code exchange through wireless communication. Since the security problem has not been completely resolved, especially when the mobile phone is lost, the legal holder of the mobile phone will suffer a relatively large loss. Therefore, this This mobile payment method is only suitable for small payments
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[0049] The embodiments of the present invention will be further described below in conjunction with the accompanying drawings, but the embodiments of the present invention are illustrative rather than limiting.
[0050]The present invention solves its technical problems by adopting the following technical solutions: The embodiments of the invention are described according to the accompanying drawings.
[0051] figure 1 It is a schematic diagram of the mobile payment operation process for large-value commodity shopping.
[0052] Such as figure 1 Shown: First select the commodity to be purchased online. In step (a), you can go online directly, and use the existing systems of these websites on shopping websites such as Taobao and Jingdong to select the required items and follow the requirements of the website you are using. to operate.
[0053] Taobao, JD.com and other online shopping platforms have their own protocol standards. How to unify the standards and make mobile payme...
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The invention belongs to a composition method of an optical payment system of a mobile phone credit card and deposit card in an image processing field. The composition method comprises the following steps: carrying out settlement, mobile phone payment authentication and mobile phone credit card and deposit card payment. The composition method is characterized in that a 3D screen code displayed on a screen is dynamic and can not be copied by lawbreakers. A mobile phone and a checkstand are communicated through light media so as to be unlikely to be received by the lawbreakers who hide nearby, and safety is high. In addition, the composition method has the characteristics of being simple in operation and easy in mastering and does not need to add multiple pieces of equipment. The composition method has unique advantages for the popularization of the payment system of the mobile phone credit card and deposit card.
Description
【Technical field】 [0001] The invention belongs to the field of image processing and relates to a construction method of an optical payment system for a mobile phone credit card savings card. 【Background technique】 [0002] Recently, the third-party payment for online shopping has knocked down the barriers in the financial field for many years, and the formation of a new network-centric financial system is imperative. Here, the core of fierce competition in all aspects of society is mobile payment technology. In China, the technology that was first applied to mobile payment was the publicized universal two-dimensional barcode. (Non-Patent Document 1) [0003] The release of iPhone 6 with NFC (Near Field Communication short-distance wireless communication technology) function has focused people's attention on the mobile electronic payment system of RFID technology. It is widely used in some convenience stores such as buying train tickets, magazines or snacks. A large numbe...
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IPC IPC(8): G06Q20/32G06Q20/34G06Q20/40
Inventor 顾泽苍
Owner 顾泽苍