O2O commercial platform device

A platform device, commercial technology, applied in the direction of equipment, sales/lease transactions, marketing, etc.

Inactive Publication Date: 2017-01-04
SHENZHEN QIANHAI DATONGBAO ELECTRONIC PAYMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the POS machine is only used as a communication and payment information transmission system between the user and the acquirer or bank in the payment scenario. When the consumer completes the payment, it means that the service provided by the merchant to the consumer is over or the product is sold. However, merchants often hope to maintain a relationship with users through a series of methods in order to provide customers with services or products again, and these methods may generate additional time or cost investment

Method used

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  • O2O commercial platform device
  • O2O commercial platform device
  • O2O commercial platform device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0030] This embodiment provides an O2O business platform device, see figure 1 , the device specifically includes: a device housing, characterized in that: the housing includes: a card reading module 1 for reading user membership card or bank card information; Input module 2, sign-in module 3 for reading buyer identity information, member identity information and merchant user identity information, intelligence management module 4 for storing commodity information, commodity sales information, user identity information and member identity information, used POS machine function module 5 for realizing user credit card consumption and business data management, and Zengshoubao function module 6 for realizing member management, point management, merchant rebate calculation, member rebate calculation, and member sharing functions; used for printing receipts terminal module 7;

[0031] The output end of the card reading module 1 is electrically connected to the input end of the sign-...

Embodiment 2

[0050] Said Zengshoubao functional module 6 also includes: a UnionPay card consumption submodule for realizing and recording UnionPay card consumption, a cash consumption submodule for realizing and recording cash consumption, and a point consumption submodule for realizing and recording point consumption , the point query sub-module used to realize the point data query, the sign-in sub-module used to realize the sign-in function;

[0051] The output end of the UnionPay card consumption sub-module is electrically connected to the input end of the cash consumption sub-module, the output end of the cash consumption sub-module is electrically connected to the input end of the point consumption sub-module, and the output end of the point consumption sub-module is connected to the point query sub-module The input end is electrically connected, the output end of the integral query sub-module is electrically connected to the input end of the sign-in sub-module; the input end of the Un...

Embodiment 3

[0097] In the point calculation function involved in the Zengshoubao function module, there are two main methods of fund settlement:

[0098] Among them, the original amount (before input amount discount) = x;

[0099] Actual payment amount (after credit card discount) = y;

[0100] Platform rebate ratio = z;

[0101] Discount rate = m;

[0102] Fee rate = n;

[0103] Method 1: Ordinary credit card consumption settlement:

[0104] Merchant = y(1-z)

[0105] Chase Treasure=yz-yn

[0106] For example:

[0107] Original amount (before input amount discount) = x = 1000

[0108] Actual payment amount (after credit card discount) = y = 800

[0109] Platform rebate ratio = z = 0.1

[0110] Discount rate = m = 0.8

[0111] Fee rate = n = 0.01

[0112] Merchant=y(1-z)=800(1-0.1)=720

[0113] Datongbao=yz-yn=80-8=72

[0114] Method 2: Payment by swiping card with full points:

[0115] Merchant=y(1-z)-y(1-m)

[0116] Datongbao=yz-yn+y(1-m)

[0117] For example:

[...

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PUM

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Abstract

The invention discloses an O2O commercial platform device, which comprises a device shell body and a terminal module, wherein the device shell body comprises a card reading module used for reading user membership card or bank card information, an input module used for inputting a user identity, a membership identity and a merchant identity, a sign-in module used for reading buyer identify information, membership identity information and merchant user identify information, an information management module used for storing commodity information, commodity sales information, user identify information and the membership identity information, a pos machine functional module used for realizing user card-swiping consumption and merchant data management, and a Zengshoubao functional module used for realizing membership management, bonus point management, merchant commission discount calculation, membership rebate calculation and a membership sharing function; and the terminal module is used for printing receipts. By adopting the O2O commercial platform device provided by the invention, the merchant commission discount, user bonus point accumulation and rebate can be realized after swiping a card once by the user, meanwhile, the user information is recorded, thus the user can enjoy consumption discounts of different amounts, and the defects that the existing POS machine has a single function and cannot record the user information nor realize two-way rebate in the prior art are solved.

Description

technical field [0001] The invention relates to the field of e-commerce platforms, in particular to an O2O business platform device. Background technique [0002] With the popularization of mobile terminals such as smart phones and tablet computers, electronic payment, as a very practical function of mobile terminals, is increasingly recognized by people. [0003] Among them, online payment refers to the process of online currency payment, fund settlement, query statistics and other processes between users and merchants, and between merchants through the Internet. Online payment completes the process of user information transmission and fund transfer. Online payment in a broad sense includes payments made directly through online banking and payments indirectly made through online banking through third-party payment platforms. Online payment in a narrow sense only refers to Internet online payment realized through a third-party payment platform, including online payment and...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07G1/12G06Q30/02G06Q30/06
Inventor 万秋高
Owner SHENZHEN QIANHAI DATONGBAO ELECTRONIC PAYMENT CO LTD
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