Money collection channel establishing method and device and money collection method and device

Abstract

The invention provides a money collection channel establishing method and device and a money collection method and device. A sign-up money collection channel corresponding to sign-up information is established by receiving the inputted sigh-up information; and when a receiver inputs multiple different sign-up information, the corresponding sign-up money collection channel is established for different sign-in information, and the relevance between a receiver account number and the sign-in information and the sign-in money collection channel is established so that the receiver is enabled to realize money collection through different money collection channels according to his own demand by one time of sign-up. Compared with the mode in the prior art that the user requires to sign up the protocol with multiple banks respectively for money collection from different payers, multiple money collection channels are integrated by one time of sign-up and used by the user, and the user can realize money collection by selecting different money collection channels for different payers without cooperating with multiple banks so that operation is easy and the workload of the user can be reduced.

Description

technical field [0001] The invention belongs to the technical field of intelligent collection, and in particular relates to an intelligent cross-bank collection system and method. Background technique [0002] At present, when collecting RMB in China, if the recipient and the payer open accounts in different banks and realize the collection through inter-bank collection channels, in order to avoid the loss of their own deposits, the payer’s bank closes some specific collection channels. The payment channel prevents the receiver from collecting money from the payer's account through a specific channel. In order to solve this technical problem, the technical solution adopted in the prior art is that the payee cooperates with multiple banks, and collects money from the payer's account through the collection channels provided by the multiple banks. [0003] However, when the receiving party cooperates with multiple banks to collect money from the payer's account, if there are m...

AI Technical Summary

Problems solved by technology

[0004] In view of this, the object of the present invention is to provide an inter-bank collection system and method, which is used to solve the problem of complex operation in the prior art when realizing inter-bank collection

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