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Real-time system for loan and repayment

A server and insurance policy technology, applied in the complete banking system, complete banking system, ATMs, etc., can solve the problems of difficulty in improving convenience, inability to borrow or repay in real time, etc., to achieve the effect of improving convenience

Inactive Publication Date: 2017-06-23
CATHAY LIFE INSURANCE CO
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, it is difficult to improve the convenience due to the inability to borrow or repay in real time

Method used

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  • Real-time system for loan and repayment
  • Real-time system for loan and repayment
  • Real-time system for loan and repayment

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Embodiment Construction

[0028] The following is a detailed description of the embodiments in conjunction with the accompanying drawings, but the provided embodiments are not intended to limit the scope of the present invention, and the description of the structure and operation is not intended to limit the order of execution, and any recombination of components The structure of the resulting device with equal efficacy is within the scope of the present invention. In addition, the drawings in the specification are for illustration purposes only, and are not drawn according to the original scale. To facilitate understanding, the same components or similar components will be described with the same symbols in the following description.

[0029] figure 1 It is a schematic diagram of a real-time loan repayment system 100 according to some embodiments of the present invention. The user (or called policyholder) can first apply for an insurance account with the bank, and use the insurance account to insure...

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Abstract

The invention discloses a real-time system for loan and repayment. The real-time system includes an electronic apparatus, a first server and a second server. The electronic apparatus is intended for transmitting a loan request or a repayment request corresponding to an insurance account. The insurance account corresponds to a plurality of insurance data. Each insurance data corresponds to one interest rate. The first server is connected to the electronic apparatus and is intended for transmitting a loan notice or a repayment notice based on the loan request or the repayment request. The second server is connected to the first server and is intended for determining priority of the plurality of insurance data based on any of the loan notice or the repayment notice.

Description

technical field [0001] The invention relates to a real-time loan repayment technology, in particular to a real-time loan repayment system and method. Background technique [0002] With the progress of society, the demand for capital turnover of individuals or enterprises is increasing day by day. In the past, many individuals or businesses hoped to use insurance policies to apply to banks for loans or even repayment. However, it is difficult to improve the convenience because it is impossible to borrow or repay in real time. [0003] In view of this, how to design a new real-time loan repayment system and method to eliminate the above-mentioned defects and deficiencies in the prior art is a problem to be solved urgently by relevant technical personnel in the industry. Contents of the invention [0004] The present invention provides a real-time loan repayment system and method to solve the problems mentioned in the prior art. [0005] In order to realize the purpose of ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G07F19/00
CPCG06Q40/02G07F19/20
Inventor 萧枫颖黄庭瑜
Owner CATHAY LIFE INSURANCE CO