Wild card acquiring mode selection method and system
A single-mode, mode-based technology, applied in instruments, finance, data processing applications, etc., can solve problems such as the selection of foreign card acquiring modes.
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Embodiment 1
[0060] The invention provides a method for selecting a foreign card acquiring mode. figure 1 It is an overall frame diagram of the method for selecting a foreign card acquiring mode of the present invention. Such as figure 1 As shown, the method for selecting a foreign card acquiring mode includes: Step 100: a statistical step for pre-stating the rate corresponding to a specific card bin under different foreign card acquiring modes, and the foreign card acquiring mode includes a foreign card acquiring mode Acquiring quotation mode; step 200: selection step, for selecting the appropriate foreign card acquiring mode according to the statistical results of rates corresponding to specific card bins under the different foreign card acquiring modes. In the existing technology, the quotation mode of foreign card acquiring is simply selected according to whether it is a local acquiring country or a non-local acquiring country, which does not achieve the optimal form of handling fee. ...
Embodiment 2
[0078] Such as image 3 As shown, according to an embodiment of the method for selecting a foreign card acquiring mode of the present invention, the statistical step further includes: step 200, scanning historical transaction data under different foreign card acquiring modes; step 210, calculating different transaction by transaction The transaction fee rate under the foreign card acquiring mode; step 220, establish the transaction rate information model of the foreign card acquiring mode, including: preset different transaction amount ranges, and count the same transaction rates under different foreign card acquiring modes The transaction fee rate information within each transaction amount range of the card bin is registered in the transaction fee rate information model of the foreign card acquiring mode. The same card bin has different transaction fee rates under different foreign card acquiring modes within each transaction amount range, and statistics are made based on his...
Embodiment 3
[0081] Such as Figure 4 As shown, the statistical steps include: step 300, JOB automatically scans the historical exchange Plus transaction data; step 310, calculates the exchange transaction rate one by one; step 320, registers the exchange transaction rate information; step 330, searches for cards with the same exchange rate Bin information and transaction amount; step 340, search for card bin information with the same exchange rate and register card bin rate information. Since the foreign trade electronic business has recorded the data information of each transaction under the exchange plus mode in the process of foreign card transactions, that is, the transaction rate information of the exchange plus, by executing a JOB to automatically analyze the historical data information, calculate the exchange plus one by one Enter the specific rate value percentage and register it in the transaction rate information model of interchange plus; find the records with the same card bin...
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