Health insurance information processing method and device

Abstract

The invention provides a health insurance information processing method. The method comprises the steps of receiving a payment request, wherein the payment request carries the health insurance identifier and the payment information of a user; judging whether the payment request conforms to a preset condition or not; if the payment request conforms to the preset condition, acquiring a payment amount and a transfer-in account corresponding to the payment information; acquiring a first preset amount corresponding to the current condition according to the health insurance identifier; judging whether the payment amount is smaller than or equal to the first preset amount; if the payment amount is smaller than or equal to the first preset amount, calling a third-party payment system to transfer the payment amount into the transfer-in account; according to the payment amount and the first preset amount corresponding to the current condition, determining a new first preset amount. Based on the above method, the reimbursement for the purchased item of the health insurance is automatically completed, while the manual review is not required. The health insurance information processing efficiency is improved. In addition, the invention correspondingly provides a health insurance information processing device.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to a method and device for processing health insurance information. Background technique [0002] Health insurance (health insurance) is an insurance that takes the body of the insured as the subject of insurance, and compensates the insured for expenses or losses incurred during injuries caused by diseases or accidents. With the development of economy and society, people pay more and more attention to their own life safety and health safety. Correspondingly, health insurance also provides users with more insurance services, such as reimbursement of drug expenses for users after purchasing medicines. [0003] In the traditional way, when a user needs to use health insurance to reimburse drug expenses, the user needs to bring the relevant certificates (such as invoices, receipts, etc.) After approval, the corresponding reimbursement will be provided to the user. Therefore, the...

AI Technical Summary

Problems solved by technology

Therefore, traditional methods are inefficient

Images