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A Bank Card Damage Prompt Method, System, and Terminal Equipment

A technology for bank cards and financial equipment, applied in the field of terminal equipment, bank card damage reminder methods and systems, can solve problems such as cumbersome user operations, inability to prompt timely, bank card damage reminder methods, etc., so as to solve poor experience and solve operation problems cumbersome effect

Inactive Publication Date: 2020-09-15
SHENZHEN YIHUA COMP +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a bank card damage prompt method, system, and terminal equipment to solve the problem that the existing self-service financial equipment cannot timely prompt when the bank card is damaged, resulting in cumbersome operations and poor user experience

Method used

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  • A Bank Card Damage Prompt Method, System, and Terminal Equipment
  • A Bank Card Damage Prompt Method, System, and Terminal Equipment
  • A Bank Card Damage Prompt Method, System, and Terminal Equipment

Examples

Experimental program
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Embodiment 1

[0035] figure 1 A flow chart provided by the first embodiment of the present invention is shown, and the details are as follows:

[0036] Such as figure 1 As shown, in step S101, it is judged whether the chip information of the bank card can be identified.

[0037] When a user conducts a transaction through a self-service financial device, he needs to insert the bank card into the self-service financial device first, and then the card reader of the self-service financial device recognizes and reads the chip information of the bank card, specifically, through the card reader. The chip information of the bank card chip. If the card reader cannot recognize the chip information of the bank card, it means that the bank card may have been damaged. Therefore, by judging whether the chip information of the bank card can be recognized, the bank can be initially identified. Whether the card is damaged.

[0038] In step S102, if the chip information of the bank card cannot be identifi...

Embodiment 2

[0062] corresponds to figure 1 A bank card damage prompting method provided by the first embodiment shown, figure 2 It shows a structural block diagram of the bank card damage prompting system provided by the second embodiment of the present invention, and for the convenience of description, only the parts related to the embodiment of the present invention are shown.

[0063] refer to figure 2 The above-mentioned bank card damage prompt system 20 includes: an identification module 21 , an acquisition module 22 , a spectral information judgment module 23 , a prompt module 24 , a business handling module 25 and a card reinsertion prompt module 26 .

[0064] The recognition module 21 is used for judging whether the chip information of the bank card can be recognized.

[0065] The obtaining module 22 is used for obtaining the spectral information of the bank card if the chip information of the bank card cannot be recognized.

[0066] The spectral information judging module 23...

Embodiment 3

[0082] image 3 It is a schematic diagram of a terminal device provided by an embodiment of the present invention. Such as image 3 As shown, the terminal device 3 of this embodiment includes: a processor 30, a memory 31, and a computer program 32 stored in the memory 31 and operable on the processor 30, such as the program of the above-mentioned method for uninstalling an application program . When the processor 30 executes the computer program 32, the steps in the above-mentioned method embodiments for uninstalling application programs are implemented, for example figure 1 Steps S101 to S103 are shown. Alternatively, when the processor 30 executes the computer program 32, it realizes the functions of the modules / units in the above-mentioned device embodiments, for example figure 2 Functions of modules 21 to 23 shown.

[0083] Exemplarily, the computer program 32 can be divided into one or more modules / units, and the one or more modules / units are stored in the memory 31...

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Abstract

The invention is suitable for the technical field of financial transaction and relates to a bank card damage reminding method and system and a terminal device. The method comprises the following steps: judging whether chip information of a bank card can be identified; if the chip information of the bank card cannot be identified, obtaining spectral information of the bank card; according to the spectral information of the bank card, judging whether a chip of the bank card is damaged; and if the chip of the bank card is damaged, sending a bank card damage reminding message to a user. When the chip information of the bank card cannot be identified, judgment on whether the bank card is damaged is carried out according to the spectral information of the bank card, and when the bank card is judged damaged, the information that the bank card is damaged is notified to the user in time, so that the user does not need to insert the card repeatedly to test whether the bank card is damaged, operation is simple and user experience is improved, and the problems of repeated operation and poor experience of the user caused since existing self-service financial equipment cannot give timely reminding when the bank card is damaged are effectively solved.

Description

technical field [0001] The invention belongs to the technical field of financial transactions, and in particular relates to a bank card damage prompting method, system, and terminal equipment. Background technique [0002] With the development of science and technology, more and more self-service financial equipment are used in daily life. As people's requirements for the use of self-service financial equipment are getting higher and higher, the functions of self-service financial equipment are also increasing. At present, banks All issued bank cards have chips embedded in the bank card. When the user inserts the bank card into the self-service financial device, the self-service financial device will read the information on the chip through the card reader. However, because the user may scratch the chip of the bank card in the process of managing the bank card, when the bank card with the scratched chip is inserted into the self-service financial device, the card reader of t...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06K7/10G07F19/00
CPCG06K7/10415G07F19/00
Inventor 王秋雨
Owner SHENZHEN YIHUA COMP
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