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Bank risk data processing method and device, computer equipment and storage medium

A data processing and banking technology, applied in the field of data processing, can solve the problems of low efficiency of bank risk assessment, etc., and achieve the effect of reducing intervention, improving accuracy and improving efficiency

Active Publication Date: 2018-03-30
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Based on this, it is necessary to provide a bank risk data processing method, device, computer equipment and storage medium for the low efficiency of bank risk assessment

Method used

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  • Bank risk data processing method and device, computer equipment and storage medium
  • Bank risk data processing method and device, computer equipment and storage medium
  • Bank risk data processing method and device, computer equipment and storage medium

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Embodiment Construction

[0028] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0029] figure 1 It is an application environment diagram of the bank risk data processing method in one embodiment. refer to figure 1 , the bank risk data processing method is applied to a bank risk data processing system. The banking risk data processing system includes a terminal 110 and a server 120, wherein the terminal 110 is connected to the server 120 through a network. The terminal 110 may be a fixed terminal or a mobile terminal, the fixed terminal may specifically be at least one of a printer, a scanner, and a monitor, and the mobile terminal may specifically be at least one of a table...

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Abstract

The invention relates to a bank risk data processing method and device, computer equipment and a storage medium. The method comprises the following steps that: independently obtaining risk assessmentdata corresponding to each bank branch mechanism; carrying out statistics on the risk assessment data corresponding to each bank branch mechanism to obtain an auditing score corresponding to the log of each bank branch mechanism and the impact factor value of an auditing score impact factor; according to the auditing score and the impact factor value, training to obtain an auditing score model; from the auditing score model, extracting the impact factor of the auditing score impact factor; and according to the impact coefficient, the auditing score and the impact factor value, determining a risk evaluation level corresponding to the logo of each bank branch mechanism. Through the training of the auditing score model, the impact coefficient of the auditing score impact factor is determined,the accuracy of the determined impact coefficient is improved, and furthermore, bank risk assessment accuracy is improved.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a bank risk data processing method, device, computer equipment and storage medium. Background technique [0002] With the development of Internet technology, more and more data are transmitted or stored through the Internet. With the increase of the amount of data in the Internet, various data-based services have emerged, and these services involve a wide range of industries. [0003] However, in the process of banking business development, there will inevitably be some business risks. These business risks can only be determined by manually analyzing some risk-related business data of the bank, and further evaluate the risk level of the bank based on these risks. With the growth of banking business, the amount of risk-related business data has also shown a blowout growth. Manual analysis and processing of business data has seriously reduced the efficiency of bank risk a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q10/06
CPCG06Q10/0635G06Q40/02
Inventor 朱勇军吴科宏李海林
Owner PING AN TECH (SHENZHEN) CO LTD
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