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Bank risk data processing method, device, computer equipment and storage medium

A technology for banking and risk, applied in the field of data processing, can solve problems such as low efficiency of bank risk assessment, and achieve the effect of reducing intervention, improving accuracy and improving efficiency

Active Publication Date: 2020-10-30
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Based on this, it is necessary to provide a bank risk data processing method, device, computer equipment and storage medium for the low efficiency of bank risk assessment

Method used

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  • Bank risk data processing method, device, computer equipment and storage medium
  • Bank risk data processing method, device, computer equipment and storage medium
  • Bank risk data processing method, device, computer equipment and storage medium

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Embodiment Construction

[0028] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0029] figure 1 It is an application environment diagram of the bank risk data processing method in one embodiment. refer to figure 1 , the bank risk data processing method is applied to a bank risk data processing system. The banking risk data processing system includes a terminal 110 and a server 120, wherein the terminal 110 is connected to the server 120 through a network. The terminal 110 may be a fixed terminal or a mobile terminal, the fixed terminal may specifically be at least one of a printer, a scanner, and a monitor, and the mobile terminal may specifically be at least one of a table...

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Abstract

Disclosed is a bank risk data processing method, comprising: respectively acquiring risk assessment data corresponding to each bank branch mechanism identifier; creating statistics on the risk assessment data corresponding to each bank branch mechanism identifier so as to obtain an audit score and an influence factor value of an audit score influence factor corresponding to each bank branch mechanism identifier; according to the audit score and the influence factor value, training to obtain an audit score model; extracting an influence coefficient of the audit score influence factor from the audit score model; and according to the influence coefficient, the audit score and the influence factor value, determining a risk assessment level corresponding to each bank branch mechanism identifier.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a bank risk data processing method, device, computer equipment and storage medium. Background technique [0002] With the development of Internet technology, more and more data are transmitted or stored through the Internet. With the increase of the amount of data in the Internet, various data-based services have emerged, and these services involve a wide range of industries. [0003] However, in the process of banking business development, there will inevitably be some business risks. These business risks can only be determined by manually analyzing some risk-related business data of the bank, and further evaluate the risk level of the bank based on these risks. With the growth of banking business, the amount of risk-related business data has also shown a blowout growth. Manual analysis and processing of business data has seriously reduced the efficiency of bank risk a...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02G06Q10/06
CPCG06Q10/0635G06Q40/02
Inventor 朱勇军吴科宏李海林
Owner PING AN TECH (SHENZHEN) CO LTD
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