System and method for logistics financing management based on block chain technology

Abstract

The present invention discloses a system and a method for logistics financing management based on a block chain technology, and relates to the technical field of logistics financing management. The system comprises a block chain ground floor platform which is in information interaction with a credit reference system, a supervision system, a service platform and an Oracle prediction machine througha data transmission and storage module; the credit reference system is connected with a bank credit reference system, an ant credit reference system and an individual credit reporting system; and theservice platform performs data transmission with the terminal device through the data transmission module. The system and the method for logistics financing management based on the block chain technology utilize the effects of the block chain ground layer platform, the credit reference system, the supervision system and the service platform to solve the problems that current loan principal and interest recovery risk are high, the information of a loan market is not opaque, the information of the lower-cost and safer fund is difficult to obtain and a supervision means is lack to go against local economic development.

Description

technical field [0001] The invention belongs to the technical field of logistics financing management, and in particular relates to a logistics financing management system and method based on block chain technology. Background technique [0002] In 2016, the total cost of social logistics in China was 11.1 trillion yuan; however, in the logistics industry, the small and medium-sized logistics companies and individual practitioners who accounted for the majority were at a disadvantage in the industry because of their own capabilities and operating conditions. In addition, the industry generally There is a general rule of long account period; most small and medium-sized logistics enterprises and individual practitioners generally lack turnover and liquidity; a large number of residents and enterprises have a lot of idle funds and have no place to invest, or the investment returns are poor; the logistics industry will provide funds to enterprises with funds And private personal...

AI Technical Summary

Problems solved by technology

[0008] The purpose of the present invention is to provide a logistics financing management system and method based on block chain technology, aiming at the huge potential market and demand of the private legal lending market in the logistics industry, and based on the analysis of the current situation of the market, through block chain technology, has The advantages of credit investigation on both sides of logistics funds and loan marketization, security, traceability and supervision, through the role of the blockchain underlying platform, credit investigation system, supervision system and service platform, solve the existing loan principal and interest The high risk of recovery, the opacity of lending market information, the difficulty of obtaining information on lower-cost and safer funds, and the lack of regulatory means lead to problems that are not conducive to local economic development

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