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Credit increasing party allocation method, device, computer equipment and storage medium

A branch and customer information technology, applied in computing, data processing applications, finance, etc., can solve the repetitive work of developers and other problems

Active Publication Date: 2021-08-03
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

With the change of these factors or the increase of credit-increasing parties, the original allocation code needs to be continuously modified, which causes more repetitive work for developers

Method used

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  • Credit increasing party allocation method, device, computer equipment and storage medium
  • Credit increasing party allocation method, device, computer equipment and storage medium
  • Credit increasing party allocation method, device, computer equipment and storage medium

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Embodiment Construction

[0049] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0050] The credit increaser allocation method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the terminal 102 communicates with the server 104 through the network. Wherein, the terminal 102 can be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices, and the server 104 can be realized by an independent server or a server cluster composed of multiple servers. The terminal 102 generates a loan request by using the customer information...

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Abstract

The present application relates to a method, a system, a computer device and a storage medium for allocating credit-increasing parties. The method includes: receiving a loan request uploaded by a terminal, the loan request carrying customer information and loan business identification; analyzing the customer information and loan business identification to obtain a plurality of loan elements; obtaining a decision tree of a credit enhancement party , call the credit increase party allocation code, use the credit increase party allocation code and a plurality of loan elements to traverse in the credit increase party decision tree, and obtain the corresponding credit increase party identification; correspond the credit increase party identification to the record the above loan request. By adopting this method, when the loan element or the credit-increasing party changes, the existing allocation code can still be used to assign the credit-increasing party to the customer.

Description

technical field [0001] The present application relates to the technical field of assigning credit-increasing parties, in particular to a method, device, computer equipment and storage medium for assigning credit-increasing parties. Background technique [0002] When users apply for loans from financial institutions, they can choose unsecured loans. For unsecured loans, financial institutions will introduce a number of credit enhancement parties to undertake mortgage responsibilities for customers. Financial institutions need to consider various loan factors such as city, product, and channel when assigning credit enhancers to customers. With the change of these factors or the increase of credit-increasing parties, the original allocation code needs to be continuously modified, which causes more repetitive work for developers. Therefore, when the loan elements change, how to use a unified allocation code to automatically allocate credit enhancers to customers has become a t...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 黑晓群栾继臣花海勇
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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