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Acceptance terminal, user terminal and payment method

A technology for accepting terminals and payment methods, applied in the field of computer algorithms, can solve the problems of simplifying the payment process, not using it as a control method, and complicated processes, so as to simplify the cashier process, save payment time, and simplify the payment experience. Effect

Pending Publication Date: 2018-11-13
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The cashier needs to ask the customer and click the menu to check the cash. The process is more complicated.
[0003] In addition, some existing patents that use ultrasonic waves, Bluetooth, and WIFI, such as the application number CN201410185861.1, the patent application titled "Password keyboard, payment system and its payment method", and the patent application number CN201180030408.8, the title of the invention The patent application for "Sound Wave or Audio-Based Close-distance Secure Data Communication Method and Device" all uses ultrasound, Bluetooth, and WIFI as a means of payment, but does not use them as a control method to simplify the payment process

Method used

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  • Acceptance terminal, user terminal and payment method
  • Acceptance terminal, user terminal and payment method
  • Acceptance terminal, user terminal and payment method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0077] In Embodiment 1, the communication method is ultrasound, and the payment method is QR code payment.

[0078] The payment method of this embodiment includes the following processes:

[0079] (1) The customer chooses QR code payment in his user terminal 200 (such as a mobile phone), the instruction generation module 210 of the user terminal 200 generates a QR code payment instruction and the ultrasound sub-module 221 of the user terminal 200 uses the ultrasound channel to send the instruction ;

[0080] (2) The ultrasonic sub-module 111 of the accepting terminal 100 receives the QR code payment instruction sent by the user terminal 200;

[0081] (2) The ultrasound sub-module 111 of the receiving terminal 100 sends the instruction to the instruction analysis module 120;

[0082] (3) After the instruction analysis module 120 parses the instruction and finds that the payment method is QR code payment, the payment processing module 130 calls the QR code payment sub-module 141 in the p...

Embodiment 2

[0085] In Embodiment 2, the communication method is ultrasound, and the payment method is NFC payment.

[0086] The payment method of this embodiment includes the following processes:

[0087] (1) The customer selects NFC payment in his user terminal 200 (for example, a mobile phone), the instruction generation module 210 of the user terminal 200 generates an NFC payment instruction and the ultrasound sub-module 221 uses the ultrasound channel to send the instruction;

[0088] (2) The ultrasonic sub-module 111 of the receiving terminal 100 receives the NFC payment instruction sent by the user terminal 200;

[0089] (2) The ultrasound sub-module 111 of the receiving terminal 100 sends the instruction to the instruction analysis module 120;

[0090] (3) After the instruction analysis module 120 analyzes the instruction and finds that the payment method is NFC payment, the payment processing module 130 retrieves the NFC payment sub-module 142 in the payment module 140, and the receiving te...

Embodiment 3

[0093] In Embodiment 3, the communication method is Bluetooth, and the payment method is QR code payment.

[0094] The payment method of this embodiment includes the following processes:

[0095] (1) The customer chooses QR code payment in his user terminal 200 (such as a mobile phone), the instruction generation module 210 of the user terminal 200 generates a QR code payment instruction, and the Bluetooth communication sub-module 222 of the user terminal 200 uses the Bluetooth channel to send the payment instruction. instruction;

[0096] (2) The Bluetooth sub-module 112 of the receiving terminal 100 receives the QR code payment instruction sent by the user terminal 200;

[0097] (2) The Bluetooth sub-module 112 of the receiving terminal 100 sends the instruction to the instruction analysis module 120;

[0098] (3) After the instruction analysis module 120 parses the instruction and finds that the payment method is QR code payment, the payment processing module 130 calls the QR code p...

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Abstract

The invention relates to an acceptance terminal, a user terminal and a payment method. The acceptance terminal comprises: a communication module, configured to receive an instruction from the outside;an instruction analysis module, configured to parse the instruction received by the communication module and convert the instruction into an executable command; a payment processing module, configured to call a corresponding payment sub-module in a payment module according to the executable command; and the payment module, configured to implement payment and comprising one or more payment sub-modules of different payment modes. According to the acceptance terminal provided by the invention, the cashier needs to perform two actions, namely querying a customer to use which payment mode and clicking the menu according to the answer of the customer during payment can be saved, so that the cashier process is simplified, and the payment time is shortened.

Description

Technical field [0001] The present invention relates to a computer algorithm, in particular to an acceptance terminal, a user terminal and a payment method. Background technique [0002] The current payment process usually requires the cashier to enter the amount, and after asking the customer about the payment method, click the corresponding payment method on the acceptance terminal and use the acceptance terminal to complete the payment. The cashier needs to ask the customer and click the menu two actions, the process is more complicated. [0003] In addition, there are some existing patents that use ultrasound, Bluetooth, and WIFI, such as the application number CN201410185861.1, the patent application of the invention title "Password keyboard, payment system and its payment method", and the application number CN201180030408.8, the invention name The patent applications for "Sound wave or audio-based close-range secure data communication method and device" all use ultrasound, B...

Claims

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Application Information

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IPC IPC(8): G06Q20/32
CPCG06Q20/3274G06Q20/3278
Inventor 戚跃民何朔邱雪涛万四爽余玮琦
Owner CHINA UNIONPAY