Intelligent risk control system for automobile insurance claim settlement
An intelligent, auto insurance technology, applied in the field of auto insurance, can solve the problems of auto insurance without efficient preventive measures, low efficiency of human identification, and heavy auto insurance companies, and achieve the effects of improving case processing speed, high retrieval efficiency, and low operating costs
Pending Publication Date: 2018-11-23
BEIJING JINGYOU CENTURY SOFTWARE TECH
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Problems solved by technology
[0004] With the development of society, there are more and more fraudulent means, and insurance fraud incidents occur frequently, especially in the field of auto insurance. The means of fraudulent insurance emerge in endlessly and in various ways, causing heavy losses to auto insurance companies at any time. United Automobile Maintenance Company even bribed the loss assessors to fraudulent insurance. However, there is currently no set of efficient preventive measures in the field of auto insurance. It mainly relies on manual investigation to find fraud cases. The efficiency of manual identification is low and the cost is high.
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[0022] In order to facilitate the understanding of the technical solution of the present invention, the following combination figure 1 For further explanation, the embodiments do not constitute a limitation on the protection scope of the present invention.
[0023] Such as figure 1 As shown, an intelligent risk control system for auto insurance claims includes an application module 1, a risk analysis module 2, and an acceptance module 3;
[0024] The application module 1 includes a user registration unit 11, a vehicle information registration unit 12, a database unit 13, a retrieval unit 14, and a report generation unit 15. The user registration unit 11 is used to record the user's personal identity information, and the vehicle information registration unit 12 is used to record vehicle information, the database unit 13 is used to store historical case information, the search unit 14 performs historical case search in the database according to the personal information and vehicle i...
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The invention discloses an intelligent wind control system for automobile insurance claim settlement and belongs to the technical field of automobile insurance. The intelligent wind control system includes an application module, a risk analysis module and an acceptance module. When applying for automobile insurance, a user needs to register personal information and automobile information, the personal information and the automobile information of the user are input into a database and are compared with historical information in the database and a report is generated, risk information is selected by a report analysis unit, the frequency and the quantity of coincided information are calculated, the risk information is scored by a multi-dimensional information analysis unit, an acceptance judgment unit judges whether services are accepted according to the score of the risk information, information that cannot be judged by the acceptance judgment unit is judged manually and a decision forauthorization or not is made, and unauthorized people or automobiles are blacklisted.
Description
Technical field [0001] The invention relates to the technical field of auto insurance, in particular to an intelligent risk control system for auto insurance claims. Background technique [0002] Risk control means that risk managers take various measures and methods to eliminate or reduce the various possibilities of risk events, or risk controllers to reduce the losses caused by risk events. [0003] There are always things that cannot be controlled, and risks always exist. As a manager, he will take various measures to reduce the possibility of risk events, or control possible losses within a certain range to avoid unbearable losses when risk events occur. [0004] With the development of society, there are more and more fraudulent methods and insurance fraud incidents occur frequently, especially in the field of auto insurance. There are endless and varied methods of fraudulent insurance, which makes auto insurance companies heavy at any time, and fraudsters often use gangs to c...
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CPCG06Q40/08
Inventor 冯韩
Owner BEIJING JINGYOU CENTURY SOFTWARE TECH