Merchant classification model construction and merchant classification method, device and equipment

A classification model and technology of merchants, applied in the field of Internet applications, can solve problems such as difficult to determine the registered business place or capital active place of the merchant

Active Publication Date: 2018-12-28
ADVANCED NEW TECH CO LTD
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Problems solved by technology

However, for some merchants, especially indirect merchants, if their registration information or capital account is missing, it is difficult to determine the registered business place or capital active place of the merchant. Therefore, it is currently seldom to combine the merchant's business area information with other merchants' business information , to classify merchants

Method used

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  • Merchant classification model construction and merchant classification method, device and equipment
  • Merchant classification model construction and merchant classification method, device and equipment
  • Merchant classification model construction and merchant classification method, device and equipment

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Embodiment Construction

[0035] In order for those skilled in the art to better understand the technical solutions in the embodiments of this specification, the technical solutions in the embodiments of this specification will be described in detail below in conjunction with the drawings in the embodiments of this specification. Obviously, the described implementation Examples are only some of the embodiments in this specification, not all of them. All other embodiments obtained by persons of ordinary skill in the art based on the embodiments in this specification shall fall within the scope of protection.

[0036] The embodiment of this specification provides a merchant classification scheme, which includes two stages: the stage of constructing the merchant classification model, and the stage of predicting the business model type of the merchant by using the merchant classification model.

[0037] First introduce the construction phase of the merchant classification model, see figure 1 As shown, the...

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Abstract

A method, device and equipment for constructing a merchant classification model and merchant classification are disclosed. A method for constructing a merchant classification model includes obtaininga plurality of merchant samples, wherein each merchant sample includes historical transaction information and business model type of that merchant; extracting eigenvectors of each merchant sample; themerchant classification model being trained by a machine learning algorithm according to the business model types of several merchant samples and the extracted eigenvectors. A merchant classificationmethod based on the merchant classification model comprises the following steps: acquiring historical transaction information of the merchant to be classified; extracting a feature vector of the merchant to be classified; the extracted feature vector of the merchant to be classified being input to the merchant classification model to predict the business mode type of the merchant to be classified.

Description

technical field [0001] The embodiments of this specification relate to the field of Internet application technology, and in particular to a merchant classification model construction and merchant classification method, device and equipment. Background technique [0002] With the continuous development and application of machine learning and data mining technology, it is possible to analyze and classify merchant business models through merchant business information, such as chain store model, online transaction model, individual convenience store model, etc., so as to correspond to risk control etc. However, for some merchants, especially indirect merchants, if their registration information or capital account is missing, it is difficult to determine the registered business place or capital active place of the merchant. Therefore, it is currently seldom to combine the merchant's business area information with other merchants' business information , to classify merchants. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K9/62G06Q30/02
CPCG06Q30/0205G06F18/214G06F18/2411
Inventor 王娜肖梅徐晓辉
Owner ADVANCED NEW TECH CO LTD
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