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A payment system based on a plurality of payment channels and a reconciliation method thereof

A payment system and channel technology, applied in the direction of payment system structure, equipment, data processing applications, etc., to meet the effect of diverse needs

Active Publication Date: 2019-01-18
润家物业工程科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, existing payment systems usually only connect to one type of payment channel and can only handle bill files in one format

Method used

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  • A payment system based on a plurality of payment channels and a reconciliation method thereof
  • A payment system based on a plurality of payment channels and a reconciliation method thereof

Examples

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Embodiment 1

[0037] Please refer to figure 1 , an embodiment of the present invention provides a method for reconciliation of a payment system based on multiple payment channels, which may include:

[0038] Step S1: configure parameters for different types of payment channels respectively, and generate corresponding reconciliation module configuration tables. The parameters include at least the transmission method, push time and mapping relationship. The mapping relationship is the bill file format independently provided by the payment channel and The mapping relationship of the internal bill file format of the payment system.

[0039] Step S2: According to the configuration table of the reconciliation module, configure timers for different types of payment channels, and the configuration information of the timers includes the type of payment channel and the time for obtaining bills.

[0040] Step S3: When the timer triggers the account reconciliation process, according to the type of pay...

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PUM

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Abstract

The invention discloses a payment system based on a plurality of payment channels and a reconciliation method thereof. The method comprises the following steps: when a bill file is obtained from a payment channel, a mapping relationship corresponding to the payment channel is obtained, wherein the mapping relationship is a mapping relationship between a bill file format independently provided by the payment channel and an internal bill file format of the payment system; the mapping relationship is a mapping relationship between a bill file format independently provided by the payment channel and an internal bill file format of the payment system. According to the obtained mapping relationship, the obtained bill file is parsed, and the bill parsing result is obtained. The technical proposalof the invention enables the payment system to cope with a plurality of different types of payment channels, process a plurality of different bill file formats, and realize multi-platform general reconciliation.

Description

technical field [0001] The invention relates to the technical field of payment systems, in particular to a payment system based on multiple payment channels and an account reconciliation method thereof. Background technique [0002] The payment system refers to a specific method that is composed of intermediary agencies that provide payment services, regulations governing currency transfers, and technical means to achieve payment, and is used to repay the debts undertaken by participants in economic activities when they acquire physical assets or financial assets. with arrangement. Therefore, the payment system is one of the important social infrastructures. [0003] However, existing payment systems usually only connect to one type of payment channel and can only handle bill files in one format. With the increase of payment channels, it is necessary to adapt to the reconciliation requirements of multiple payment channels. Contents of the invention [0004] The embodime...

Claims

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Application Information

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IPC IPC(8): G06Q20/10
CPCG06Q20/102
Inventor 田磊梁忠伟程廷华康健谢绍发刘思源龙君波
Owner 润家物业工程科技(北京)有限公司
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