Service authorization method and device
An authorization device and business technology, applied in the computer field, can solve problems such as affecting user and customer experience, increasing transaction processing time and customer waiting time, and increasing the authorization workload of authorized personnel in the background business processing center, so as to improve users and customers. The effect of experience
Active Publication Date: 2019-01-25
CHINA CONSTRUCTION BANK
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Problems solved by technology
Two authorizations require the authorized teller to check the authorization information twice, enter the password or fingerprint information twice, and make two authorization judgments on the back end, which increases the transaction processing time and customer waiting time, and increases the number of authorized personnel in outlets or background business processing centers. Authorization workload, which affects the user and customer experience
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[0023] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below in conjunction with the accompanying drawings. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. the embodiment. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without making creative efforts belong to the protection scope of the present invention.
[0024] Business authorization is the role of secondary supervision by the bank on some large-amount deposits, withdrawals, transfers or special businesses. It is also a forceful means adopted by commercial banks to strengthen the prevention and control of risks. Authorization cannot change the original operation and operation of the business. Mode, the submitter of the transaction is still the a...
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The invention provides a service authorization method and a service authorization device, which relate to the technical field of a computer and can receive transaction information sent by a front-endplatform. When the transaction information triggers the preset authorization mechanism, the authorization rules corresponding to the transaction information are integrated, and the integrated authorization information is generated and sent to the front-end platform for checking the transaction information. The message text field returned by the front-end platform is received for checking and integrating the authorization information, and performing account processing according to the message text field, effectively alleviating the problems of long transaction processing and customer waiting time, and large authorization workload of authorized personnel of the network outlet or background business processing center, thereby improving the user and customer experience.
Description
technical field [0001] The present invention relates to the field of computer technology, in particular to a service authorization method and device. Background technique [0002] With the continuous growth of the number of customers and business volume, the efficiency of branch business processing has become a key factor to measure service quality. The teller staff at the branch will perform authorization operations in the process of providing service transactions to customers, which is adopted to strengthen risk control. A means of authority control. Authorization focuses on the control and review of business background, business risks, and business compliance, and has the characteristics of high real-time performance. [0003] In the existing coexistence of static authorization and dynamic authorization, a transaction requires at most two authorization interaction processes. Static authorization belongs to the business logic that can be judged and processed by the front e...
Claims
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Login to View More IPC IPC(8): G06Q40/04
CPCG06Q40/04
Inventor 郑建彭慧琴高原张琳
Owner CHINA CONSTRUCTION BANK