Investment-linked insurance profit and loss query method, device, equipment and readable storage medium
A query method and query request technology, applied in the direction of instruments, data processing applications, digital data information retrieval, etc., can solve problems such as inability to accurately reflect the profit and loss of investment-linked insurance policies, and achieve improved user experience, accurate profit and loss amounts, and perfect calculations The effect of the method
Active Publication Date: 2022-03-04
TAIKANG LIFE INSURANCE CO LTD
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Therefore, the profit and loss of each account calculated from this cannot accurately reflect the profit and loss of the investment-linked insurance policy
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[0029] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and fully convey the concept of example embodiments to those skilled in the art. The drawings are merely schematic illustrations of the invention and are not necessarily drawn to scale. The same reference numerals in the drawings denote the same or similar parts, and thus repeated descriptions thereof will be omitted.
[0030] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the invention. However, those skilled in the art will appreciate...
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The invention discloses a profit and loss inquiry method, device, equipment and readable storage medium of investment-linked insurance. The method includes: when receiving the profit and loss query request sent by the client application, according to the profit and loss query request, obtaining the policyholder ID of the requester; querying whether the profit and loss data information of the latest asset evaluation date corresponding to the policyholder ID is stored; If the profit and loss data information is not stored, at least one account in at least one unit-linked insurance policy associated with the policyholder ID is obtained, and the profit and loss amount of each account in each unit-linked insurance policy is respectively determined and stored; The profit and loss amount of each account is sent to the client application. This method can query the profit and loss of each account under the investment-linked insurance policy, which is convenient for customers to refer to and optimize investment plans, and improves customer experience.
Description
technical field [0001] The present invention relates to computer application technology, in particular to a profit and loss inquiry method, device, equipment and readable storage medium of investment-linked insurance. Background technique [0002] Investment-linked insurance is a new form of whole life insurance product, which integrates protection and investment. In terms of protection, it is mainly reflected in the fact that if the insured dies unexpectedly during the insurance period, he will receive the death benefit paid by the insurance company. Assure. The investment aspect is mainly reflected in the fact that the insurance company uses the premium paid by the policyholder to invest and obtain income. [0003] Usually, each investment-linked insurance policy is associated with several investment accounts, and each account has a purchase / redemption unit price on each asset evaluation date. For an account, if the purchase is made, the number of units will be added to...
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IPC IPC(8): G06Q40/08G06F16/2458
CPCG06Q40/08
Inventor 刘卫华
Owner TAIKANG LIFE INSURANCE CO LTD