A bill discount transaction matching method based on a block chain

A blockchain and bill technology, applied in the field of Internet finance, can solve the problems of strict ECDS access requirements, high access costs, and easy leakage of business privacy.

Inactive Publication Date: 2019-02-22
BANK OF JIANGSU CO LTD
View PDF5 Cites 4 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, ECDS is a centralized system. On the one hand, ECDS has strict access requirements, high access costs, and cannot meet the individual needs of each participant; on the other hand, the information in ECDS is open, and commercial privacy is easy to leak

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • A bill discount transaction matching method based on a block chain
  • A bill discount transaction matching method based on a block chain
  • A bill discount transaction matching method based on a block chain

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0020] It is easy to understand that, according to the technical solution of the present invention, those skilled in the art can imagine various implementations of the present invention without changing the essence and spirit of the present invention. Therefore, the following specific embodiments and drawings are only exemplary descriptions of the technical solution of the present invention, and should not be regarded as the entirety of the present invention or as a limitation or limitation on the technical solution of the present invention.

[0021] In this embodiment, the bill discount transaction matching can be realized through the blockchain technology, which can improve the authenticity and fairness of the transaction, and improve the security and privacy of the data. With reference to the drawings, it is assumed in this embodiment that there is one accepting party A of the bill discounting business, and two parties B and C of the bill discounting business. A, B, and C a...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention provides a bill discount transaction matching method based on a block chain. The bill business acceptor converts the bill discount application information into bill discount demand information and publishes it to the block chain platform. Participants obtain bill discount demand information from the block chain platform and form demand response information; The participant encrypts the demand response information and sends it to the block chain platform. The acceptor obtains the encrypted demand response information from the block chain platform, decrypts it and selects the counterparty among the participants; The acceptor encrypts the selection result information of each participant and sends it to the block chain platform, and initiates the bill discount service to the counterparty. After obtaining the encrypted selection result information, the participant is decrypted, and the participant selected as the counterparty starts the processing of bill discount business. The invention fully utilizes the characteristics of decentralization and non-tampering of the block chain technology, solves the trust problem in bill discount transaction, establishes a credible bill transaction shared account book, and effectively prevents bill market risks.

Description

technical field [0001] The invention belongs to the technical field of Internet finance, and in particular relates to a bill discount transaction matching method based on a block chain. Background technique [0002] Bills are securities that represent a certain amount of currency claims, written evidence that reflects the bond-debt relationship, and can be used for payment and settlement in trade and short-term financing for enterprises. Transaction methods such as endorsement transfer and discount of bills provide convenient financing channels for the real economy, especially small and medium-sized enterprises. [0003] In recent years, many negotiable bill cases have broken out in my country, reflecting the risks in the negotiable bill business. Bills have dozens of links such as issuance, transfer, discount, rediscount, custody, acceptance, etc., with a long chain, which provides a huge space for criminals. Issues such as the authenticity of bills and the sale of more t...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04H04L29/06
CPCG06Q40/04H04L63/045
Inventor 葛仁余余志雄陆跃冯扬悦俞回张重阳
Owner BANK OF JIANGSU CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap