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Authentication method and system of APP based on terminal card

A technology of an authentication system and an authentication method, which is applied in the field of terminal card-based APP authentication methods and systems, can solve the problem of high cost of verifying short messages, achieve the effects of reducing costs, avoiding payment, and improving security

Inactive Publication Date: 2019-04-16
JIANGSU HENGBAO INTELLIGENT SYST TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] Also, because the APP provider sends a verification message to the user through the mobile operator, the APP provider needs to pay the mobile operator the cost of a message, and the current market average price of the verification message is 4-5 points, so as a verification Major banks, group buying apps, online shopping malls and other merchants with a large demand for text messages have higher fees for verifying text messages

Method used

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  • Authentication method and system of APP based on terminal card
  • Authentication method and system of APP based on terminal card
  • Authentication method and system of APP based on terminal card

Examples

Experimental program
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Embodiment 1

[0027] This application provides an authentication system for APP based on terminal card, such as figure 1 As shown, it includes: a mobile terminal 110 and a dynamic password authentication platform 120 .

[0028] Wherein, the mobile terminal 110 may be a device such as a mobile phone, a tablet computer, a POS machine, etc.; a terminal card 112 such as a SIM card or a UIM card is installed in the mobile terminal 110 . The International Mobile Subscriber Identity (IMSI), which distinguishes the effective information of mobile subscribers, is pre-stored in the SIM card or UIM card. The IMSI is unique and can uniquely identify subscriber information. Moreover, a dynamic password authentication system is also running in the SIM card or UIM card, and the dynamic password authentication system has built-in encryption algorithms, keys, counters, challenge codes, etc., for generating terminal dynamic passwords. In addition, APP111 is also running on the mobile terminal 110, such as v...

Embodiment 2

[0039] In another embodiment, such as image 3 As shown, the authentication system for APP based on the terminal card includes: a mobile terminal 310 and a dynamic password authentication platform 320, and a terminal card 312 and APP311 are installed on the mobile terminal 310; The terminal card 112 is the same as the APP 111, and the mobile terminal 310 and the dynamic password authentication platform 320 are the same as the mobile terminal 110 and the dynamic password authentication platform 120 in the previous embodiment. In addition, the authentication system for APP based on the terminal card also includes: APP platform 330, which is the service platform of APP311 installed on the mobile terminal 310, for example: the mobile banking APP installed on the mobile terminal, then APP The platform is the banking platform; the Taobao APP is installed on the mobile terminal, and the APP platform is the Taobao platform.

[0040] Similarly, when the user logs in to the APP on the ...

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Abstract

The invention relates to the technical field of communication, and in particular, to an authentication method and system of an APP based on a terminal card. When the APP is logged in or a transactionis made through the APP, dynamically generated disposable temporary password authentication is used, interaction is only performed with a trusted dynamic password authentication platform in the authentication process, thereby avoid leaking user account information, improving the security of the APP authentication process, avoiding paying a short message verification code by a merchant and reducing the cost of the APP authentication.

Description

technical field [0001] The present application relates to the field of communication technology, and in particular to a terminal card-based authentication method and system for APP. Background technique [0002] In today's information age, more and more people log in and use various apps, such as mobile banking apps, mobile shopping apps, etc. During the process of logging in to the APP or using the APP, the legitimacy of the user or transaction is generally confirmed by means of a SMS verification code. The SMS verification code is a security certificate provided by the APP provider for users to register, log in, change information, pay transactions and other operations. After the user fills in the mobile phone number, click to get the verification code, and the APP website server platform will automatically generate a random number as verification. code, temporarily record it, and submit the user's mobile phone number and SMS content containing the verification code to th...

Claims

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Application Information

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IPC IPC(8): H04L9/32
CPCH04L9/3228H04L9/3234
Inventor 何蕾兰亚
Owner JIANGSU HENGBAO INTELLIGENT SYST TECH CO LTD
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