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An information processing method and device

An information processing method and technology for an information processing device are applied in data processing applications, instruments, finance, etc., and can solve problems such as error-prone, low-efficiency, and complex investor information.

Inactive Publication Date: 2019-04-26
SHENZHEN BILLIONS FINANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, when handling loan assistance business, the operation of finding investor information is complicated, inefficient, and error-prone

Method used

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  • An information processing method and device
  • An information processing method and device
  • An information processing method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0042] The information processing method provided by the embodiments of the present invention can be applied to terminal devices such as mobile terminals, desktop computers, notebooks, palmtop computers, and cloud servers, and can be specifically implemented by running application software (such as APP or other systems) in the terminal device ,Such as figure 1 As shown, the information processing method includes:

[0043] Step S101, when receiving loan product information and customer information, obtain pre-stored N investor information associated with the loan product; wherein, the N≧1 and is an integer;

[0044] In the embodiment of the present invention, the information of the above-mentioned loan product includes but is not limited to one or more of the product name, model, specification, and type. For example, the loan product can be a mobile phone, a tablet computer, a motorcycle, or an electric vehicle. , Home appliances, fashion consumer goods, etc. The aforementioned cus...

Embodiment 2

[0054] This embodiment is a further description of the first embodiment. For the same or similar parts of this embodiment and the first embodiment, please refer to the related description of the first embodiment, which will not be repeated here, such as figure 2 As shown, the above step S102 specifically includes:

[0055] Step S201: Determine the credit rating information of the customer according to the customer information; wherein the customer information includes the customer's identity information and credit history information;

[0056] In the embodiment of the present invention, the above-mentioned customer's identity information includes but is not limited to occupation and income information. The credit rating relationship mapping table corresponding to different occupations and incomes is stored in advance, and the customer's credit rating information can be determined according to the customer's identity information, and then the customer's credit rating can be adjusted...

Embodiment 3

[0066] This embodiment is a further description of Embodiment 1 or Embodiment 2. For details about the same or similar parts of this embodiment and Embodiment 1 or Embodiment 2, please refer to the related description of Embodiment 1 or Embodiment 2, which will not be repeated here. ,Such as image 3 As shown, after the above step S101, it further includes:

[0067] Step S301, if the new investor's investment information for the loan product is received, then the new investor information and the loan product are associated and stored;

[0068] In the embodiment of the present invention, the investment information of the new investor in the loan product may be submitted by the relevant service manager, or may also be submitted by the client where the investor is located. If the new investor’s investment information on the loan product is received, the new investor’s information and the loan product are associated and stored.

[0069] Step S302: If an instruction to update the informa...

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Abstract

The invention belongs to the technical field of computer processing, and provides an information processing method and device, and the method comprises the steps: obtaining N pieces of pre-stored investor information associated with a loan product when receiving the information of the loan product and client information; Wherein N is greater than or equal to 1 and is an integer; Obtaining a firstinvestor matched with the loan product and the client information from the N pieces of investor information according to a preset matching rule; Generating a loan contract according to the first investor information, the loan product information and the client information; Wherein the loan contract comprises repayment plan information. According to the embodiment of the invention, the corresponding first investor can be directly matched according to the loan product information and the client information; and the loan contract including the repayment plan information is generated according tothe first investor information, so that the investor matched with the client can be conveniently and effectively acquired, and the corresponding loan contract is generated, and therefore, the operation efficiency of searching the investor information can be improved, errors can be reduced, and the loan assisting service can be efficiently handled.

Description

Technical field [0001] The invention belongs to the field of computer processing technology, and in particular relates to an information processing method and device. Background technique [0002] At present, when handling loan assistance business, the operation of finding investor information is complicated, inefficient, and error-prone. Therefore, it is urgent to propose a technical solution to solve this technical problem. Summary of the invention [0003] In view of this, the embodiments of the present invention provide an information processing method and device, which can improve the operation efficiency of searching for investor information and reduce errors. [0004] The first aspect of the embodiments of the present application provides an information processing method, the method including: [0005] When receiving loan product information and customer information, obtain pre-stored N investor information associated with the loan product; wherein, the N≧1 and is an integer;...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/06G06F16/23G06F16/24
CPCG06Q40/06G06Q40/03
Inventor 张愈勇
Owner SHENZHEN BILLIONS FINANCE CO LTD
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