Internet e-commerce financing management method and system based on a block chain

A management method and Internet technology, applied in the field of Internet e-commerce financing management methods and systems based on blockchain, can solve the problems of credit risk, forgery or tampering of data, etc., and achieve the effect of reducing credit risk and making permanent records difficult to tamper with

Inactive Publication Date: 2019-05-24
AGRICULTURAL BANK OF CHINA
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  • Summary
  • Abstract
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AI Technical Summary

Problems solved by technology

When banks cooperate with core enterprises to carry out supply chain financial business, they rely on core enterprises to provide real transaction information and data, and build risk control models based on this. However, there are no effective technical means to ensure the authenticity of information provided by enterprises. There is the possibility of falsification or tampering of data, which will bring a series of credit risks

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  • Internet e-commerce financing management method and system based on a block chain
  • Internet e-commerce financing management method and system based on a block chain
  • Internet e-commerce financing management method and system based on a block chain

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Embodiment Construction

[0043] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0044] The terms "first" and "second" in the specification and claims of the present invention and the above drawings are used to distinguish different objects, rather than to describe a specific order. Furthermore, the terms "comprising" and "having", and any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method, system, product or apparatus comprising a series of steps or units is not defined by listed steps or u...

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Abstract

The invention discloses an internet e-commerce financing management method and system based on a block chain, and the method comprises the steps: building an internet e-commerce financing alliance chain of each bank and an e-commerce platform, and enabling the internet e-commerce financing alliance chain to store enterprise transaction data and credit data; According to the data stored in the internet e-commerce financing alliance chain, creating a credit model of the enterprise; And based on the enterprise transaction data in the Internet e-commerce financing alliance chain and the credit model of the enterprise, financing the enterprise to realize financing management of the enterprise. According to the invention, the multi-party trust problem in a supply chain financial scene is solved,and the credit risk is effectively reduced.

Description

technical field [0001] The present invention relates to the field of block chain technology, in particular to a block chain-based Internet e-commerce financing management method and system. Background technique [0002] Supply chain financing refers to providing comprehensive financing services to many upstream and downstream enterprises relying on the industrial supply chain, solving the periodic shortage of funds of upstream and downstream enterprises, maintaining the normal operation of the capital chain, and building a mutually beneficial coexistence of banks, enterprises and supply chains. Sustainable industrial ecology. However, in traditional supply chain financing, the core enterprises occupy a dominant position in the supply chain network, and banks start from the core enterprises to provide financial support for the upstream and downstream nodes of the supply chain. When banks cooperate with core enterprises to carry out supply chain financial business, they rely ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/04G06Q10/06
Inventor 贡佳炜张涛李义萍王耀晖刘倩占卫华
Owner AGRICULTURAL BANK OF CHINA
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