A credit management method and device for a product associated image

A management method and product technology, applied in the field of computer technology and communication, to achieve the effect of ensuring safety

Inactive Publication Date: 2019-05-28
SHENZHEN BILLIONS FINANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Simply put, without the support of a professional credit investigation system, effective credit information can only be extracted from the social attributes of customers

Method used

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  • A credit management method and device for a product associated image
  • A credit management method and device for a product associated image
  • A credit management method and device for a product associated image

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Embodiment Construction

[0074] The technical solutions in the embodiments of the present invention will be described below with reference to the drawings in the embodiments of the present invention. It should be understood that when used in this specification and the appended claims, the terms "comprising" and "comprises" indicate the presence of described features, integers, steps, operations, elements and / or components, but do not exclude one or Presence or addition of multiple other features, integers, steps, operations, elements, components and / or collections thereof. In addition, the terms "first", "second", and "third", etc. are used to distinguish different objects, and are not used to describe a specific order.

[0075] It should be noted that the terms used in the embodiments of the present invention are only for the purpose of describing specific embodiments, and are not intended to limit the present invention. As used in the embodiments of the present invention and the appended claims, th...

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Abstract

The embodiment of the invention discloses a credit management method and device for a product associated image. The method comprises the following steps that a user terminal sends a first loan application to a merchant service node, a loan applied by the first loan application is used for purchasing a first product sold by the merchant service node, the first loan application comprises first image file information corresponding to the product type of the first product, and the first image file information is used for auditing the first loan application; And the user terminal receives a loan application passing message sent by the central service node, and the loan application passing message is sent after the first loan application is audited by the merchant service node and the central service node. According to the embodiment of the invention, the safety of offline product credit loan and the qualification effectiveness of the client for applying for loan are ensured, and the offline product credit loan efficiency is improved.

Description

technical field [0001] The invention relates to the fields of computer technology and communication technology, in particular to a method and device for credit management of product-associated images. Background technique [0002] Credit refers to the form of value movement conditional on repayment and interest payments. It usually includes credit activities such as bank deposits and loans. In a narrow sense, it only refers to bank loans. In a broad sense, it is the same as "credit". Credit is an important form for socialist countries to mobilize and distribute funds in a paid way, and it is a powerful lever for economic development. The credit system is an information system that determines the loan qualification and amount based on the applicant's own credit information, and integrates lending, repayment and other businesses. In the general credit system, in addition to the bank credit system based on bank credit investigation, there are also many independent self-built ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 张愈勇
Owner SHENZHEN BILLIONS FINANCE CO LTD
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