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An electronic bank flow authenticity identification method and device

A technology of electronic banking and running water, applied in the fields of instruments, finance, data processing applications, etc., can solve the problem that the authenticity of electronic bank running water is not easy to determine, and achieve the effect of saving economic costs.

Pending Publication Date: 2019-06-14
上海孚厘科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] This application provides a method and device for identifying the authenticity of the electronic bank statement, which can confirm the authenticity and accuracy of the electronic bank statement conveniently and quickly, and can solve the problem that the authenticity of the electronic bank statement is not easy to determine

Method used

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  • An electronic bank flow authenticity identification method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0043]Because it is very difficult to determine the authenticity of the electronic bank statement, this application provides a method for identifying the authenticity of the electronic bank statement. The flow chart is as follows figure 1 As shown, it specifically includes the following steps.

[0044] S1: Obtain the electronic bank statement to be verified provided by the user.

[0045] Among them, the electronic bank statement information to be verified is the data information including the transaction date and transaction amount within the designated bank account and within the designated time period.

[0046] S2: Convert the electronic bank flow information to be verified into character type data through encoding, and store the converted character type data in the hash table.

[0047] A hash table (Hash table, also called a hash table) is a data structure directly accessed according to the key value (Key value). In this example, the key value of the list in the hash table...

Embodiment 2

[0070] Based on Embodiment 1, this example provides a device for identifying the authenticity of electronic bank flow, including:

[0071] The first acquisition module is used to obtain the electronic bank flow information to be verified provided by the user, and the electronic bank flow information to be verified is the data information including the transaction date and the transaction amount of the designated bank account and the designated time period;

[0072] The processing module is used to encode and convert the electronic bank flow information to be verified into character type data, and store the converted character type data in a hash table, wherein the key code value of the list in the hash table is the transaction date, list The content of is all transaction amounts corresponding to the transaction date;

[0073] The second acquisition module is used to acquire at least one real data source randomly provided by a third party with credibility, the real data source ...

Embodiment 3

[0089] Based on Embodiment 1, this example provides a device for identifying the authenticity of electronic bank flow, including:

[0090] processor;

[0091] memory for storing instructions executable by the processor;

[0092] The processor is configured as:

[0093] Obtain the electronic bank flow information to be verified provided by the user, the electronic bank flow information to be verified is the data information including the transaction date and transaction amount within the designated bank account and within the designated time period;

[0094] The electronic bank flow information to be verified is encoded and converted into character type data, and the converted character type data is stored in a hash table, wherein the key value of the list in the hash table is the transaction date, and the content of the list is the transaction date All corresponding transaction amounts;

[0095] Obtain at least one real data source randomly provided by a credible third part...

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PUM

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Abstract

An electronic bank flow authenticity identification method is characterized by comprising the steps of obtaining to-be-verified electronic bank flow information provided by a user; converting the to-be-verified electronic bank pipeline information into character type data through coding, and storing the converted character type data in a hash table; obtaining a real data source randomly provided by a third party with public trust at least once; judging whether the transaction date and the transaction amount of the real transaction data of the fixed number exist in the hash table one by one, ifyes, judging that the electronic bank flow information to be verified is true, and if not, judging that the electronic bank flow information is false. According to the invention, the random real transaction data with a fixed number of transactions are obtained only from a third party; a large amount of real transaction data is acquired instead of the real transaction data, so that the economic cost can be saved, the real transaction data currently used for judging the electronic bank flow is unknown through a random acquisition mode of the real transaction data, and the authenticity of the electronic bank flow provided by a user can be judged more objectively, fairly and fairly.

Description

technical field [0001] The invention relates to the technical field of financial risk control, in particular to a method and device for identifying the authenticity of electronic bank flow water. Background technique [0002] In the field of financial risk control, bank flow analysis and results are a very important risk control strategy and indicator. In the traditional analysis method, the customer is required to apply for a paper bank statement with the bank's official seal from the bank. The risk control personnel first confirm the authenticity of the bank statement by identifying the authenticity of the official seal, and then conduct further analysis of the bank statement. However, with the popularization of IT and Internet technology, more and more banks will provide customers with an electronic version of the bank statement for customers to download and use in order to facilitate customers' reference. However, while the digitization of the electronic version of the ...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
Inventor 李少华
Owner 上海孚厘科技有限公司
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