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Early warning monitoring method based on P2P risk characteristics

An early warning monitoring and risk technology, applied in the field of early warning monitoring based on P2P risk characteristics, can solve problems such as unclear thresholds of P2P lending platforms, achieve the effect of improving work efficiency and core competitiveness, ensuring the interests of multiple parties, and reducing self-destruction losses

Inactive Publication Date: 2019-08-09
HANGZHOU ANHENG INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The present invention solves the problem that the P2P lending platform has unclear thresholds in the prior art, making P2P network lending companies, lenders and borrowers all face risks, and provides an optimized early warning and monitoring method based on P2P risk characteristics

Method used

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  • Early warning monitoring method based on P2P risk characteristics

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Embodiment Construction

[0030] The present invention will be described in further detail below in conjunction with the examples, but the protection scope of the present invention is not limited thereto.

[0031] The invention relates to an early warning and monitoring method based on P2P risk characteristics, and the method includes the following steps.

[0032] Step 1: Acquire the P2P platform; regularly update the P2P platform.

[0033] In the step 1, the obtained P2P platforms include registered P2P network lending platforms and unregistered P2P network lending platforms crawled through P2P information websites.

[0034] In the present invention, step 1 first needs to obtain the directory of the platform to extract the data, and the data source generally includes the P2P network lending platform registered in the place under the supervision of the political department and the P2P platform of the Internet public data, that is, the unregistered P2P network lending platform, The former is generally ...

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Abstract

The invention relates to an early warning monitoring method based on P2P risk characteristics. The P2P platform is acquired, the P2P platform is updated regularly, the P2P platform in the persistent state is monitored in time, and whether the platform does not exist or is closed is judged for the P2P platform which cannot extract data or cannot be accessed by a website and is processed by a specially-assigned person; data extracted by a P2P platform in a persistent state and related network information are screened and correspondingly input into an early warning judgment model, and if an output result meets an early warning condition, early warning personnel are notified to carry out processing. The system can be used for monitoring the P2P platform in real time for a long time, whether the P2P platform is inverted or runs is informed in advance according to the monitoring result, discovery is carried out in advance, deployment, control and prevention are facilitated, and P2P self-thunder loss is reduced.

Description

technical field [0001] The present invention relates to the transmission of digital information, such as the technical field of telegraph communication, in particular to a P2P risk feature-based early warning monitoring method for monitoring P2P platforms based on multi-dimensional data information. Background technique [0002] With the rapid development of China's economy and the continuous reform of the financial industry, the economic level has continued to rise. Under this social and economic environment, the demand for funds from enterprises and individuals continues to grow, and the market for the lending industry is huge and cannot be satisfied. [0003] P2P lending platform is a branch of e-commerce in the financial industry. It is a service-oriented website that relies on network platforms and information technology to realize lending transactions. This financial service method is the result of economic development and the continuous maturity and development of net...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/0635G06Q40/03
Inventor 曾旭范渊杨勃
Owner HANGZHOU ANHENG INFORMATION TECH CO LTD